Representative Example of Personal Loan Charges from YES Bank
|₹ One lakh
|Rate of Interest
|Flat Per Annum
|Processing Fees 1%
|[Pre-closure & other charges will be applied as per actuals]
|Rate of Interest
|10.75% to 22%
|.75% to 1.5%
|1% of the loan amount
|Part Payment Charges
|1% to 5%
|nil to 5%
The YES Bank Instant Personal Loan is a quick and hassle-free personal loan with the lowest interest rate from 10.99% onwards.
YES Bank Personal Loan for salaried employees provides credit to individuals employed with registered organizations for more than five years. Unlike other lenders, there is no restricted company list or Yes Bank Personal Loan CIBIL score requirements. Eligible applicants can YES Bank Personal Loan Apply.
An applicant can apply online or by submitting hard copies after the YES Bank Personal Loan eligibility check.
The YES Bank forwards an inquiry to CIBIL for applicants to check if the credit record is satisfactory and if there are any delinquencies or delays in the repayment of credit cards or loans.
The process from YES bank is speedy and efficient. Funds can be received within 48 hours of applying with the documentation required. Apply Instant YES Bank Personal Loan.
The loan amount that can be sanctioned to an applicant is calculated based on the income, the current obligations with provisions for monthly expenses and rent.
The Bank fixes the tenure for a personal loan as per the customer's ability to pay the EMI. Applicants can request the desired tenure if it meets the lender's policy.
The YES Bank digitally processes applications for Personal Loans. Applicants can apply for YES Bank online Personal Loan with authenticated copies of the documents required.
It is not mandatory to have an account with YES Bank to receive a personal loan. However, it is necessary to have a salary account with a registered bank to which the salary is transferred directly.
The monthly EMI for repayment of a personal loan to YES Bank is deducted automatically through ECS. (Electronic clearing systems). The date for the EMI to be presented remains fixed for the entire tenure.
The EMI for Repayment is Calculated Taking into Account The Following:
The Monthly EMI can be calculated with the help of the YES Bank Personal Loan EMI Calculator available on our site.
The YES Bank forwards Personal Loans in all major metro cities and surrounding areas major locations include YES Bank Personal Loans in Delhi and NCR. To Apply YES Bank Personal Loan Online in Delhi you can send documentation digitally.