Apply HDFC Golden Edge Personal Loan

Golden Edge Offer

What is the HDFC Golden Edge Personal Loan?

To serve customers as per the profile & requirements HDFC Bank has introduced a wide array of Personal loan products to suit every need. The Golden Edge personal loan is a Special Initiative by the HDFC Bank for High Income Customers who need Loan amounts of 10 lacs or more. This offer from HDFC Bank is the best in the industry for the Elite Applicants with an income 75k & above.

What are the benefits of the HDFC Golden edge programme?

The unmatched benefits of the HDFC Bank Golden Edge Personal loan programme include the following benefits;

• Increased loan amounts from ₹10 lakhs to ₹40 lakhs are disbursed to salaried applicants with a net monthly income of ₹ 75 k & above.
• The rate of interest for the Golden edge personal loan is the best across the industry starting from 11.29% onwards.
• The processing fees charged are at a standard amount for the entire loan amount.
• The application for the Golden Edge personal loan from HDFC Bank is processed on priority, the decision for the approval or decline of the personal loan request is informed to the applicant within 48 hours.
• There are special terms of waiver of all Foreclosure charges for the repayment of the Golden edge Personal loan after 12 EMI’S.
• An extended tenure of 72 months is offered to the customer for repayment of the Personal Loan.
• Eligibility for loan amount is calculated at a higher ratio, giving the applicant the maximum amount as per the requirement.

Specific eligibility criteria for the HDFC Bank Golden edge Personal Loan.

The unmatched benefits of the HDFC Bank Golden Edge Personal loan programme include the following benefits;

• The applicant for the personal loan must fulfil the basic criteria required to apply for a HDFC Personal Loan, the HDFC Golden Edge Personal Loan is a specifically designed for Elite customers who need to also be eligible as per the following criteria:
• The net salary of the applicant transferred to bank account should be above 75k per month.
• The company the applicant is working with should feature in the company category list.
• The loan amount required & applied for by the applicant should be 10 lakhs or more.
• The applicant should be eligible for the loan amount of ₹10 lakhs & above: the other obligations he may have after bearing the monthly living expenses should leave him enough to pay the installement for the loan applied for.
• The CIBIL score of the applicant should be above 720 basis points, with a healthy credit history & clean repayment track of the other credit lines being used.

Features of the HDFC Golden Edge Personal Loan

• Personal loan amount offered from ₹10 lakhs to 30 lakhs are offered under the HDFC Bank Golden edge programme.
• Tenure for repayment of the personal loan is from12 months to 60 months with an exceptional tenure of 72 months granted.
• Minimum processing fee is 4999/- + GST.
• Special application form submitted for apriority process.
• Dedicated visit by Relationship Manager to confirm customer requirements.
• Part payment up to 25% of the loan amount allowed & fore closure facilities after a year