Golden Edge 2018-09-21T13:23:35+00:00

Apply HDFC GOLDEN EDGE Loan Now

GOLDEN EDGE PROGRAMME FOR HDFC PERSONAL LOAN

Golden Edge Is a Special Initiative by the HDFC Bank for High Income Customers who need Loan amounts of 10 lacs or more. This offer from HDFC Bank is the best in the industry for the Elite Applicants

Special Benefits Under this programme Include;

  • Reduced Rate of Interest & Processing fees.
  • Priority Processing & disbursals within 72 hrs.

  • Special offer for Pre closure charges.

  • No collaterals or guarantee required

  • Maximum Loan amount up to 25 lacs.

Policy requirements

HDFC Bank Policy requirements to be met for your Personal Loan to be processed under the Golden Edge programme include;

  • Net Salary transferred to the Bank should be over 75,000/- per month.

  • Eligibility for loan amount should be 10 lacs or above.

  • Applicant should be employed with company listed with HDFC Bank under Category A, B, or C.

  • CIBIL Score of Applicant should be above 750 points.

  • All other terms & Conditions as per HDFC Bank policy to be met.

RATE CHART GOLDEN EDGE PERSONAL LOAN PROCESS FOR SALARIED CUSTOMERS.

Charges Applicable Details
Rate of Interest 11.59%-13.19% per annum @ monthly reducing balance.
Processing fees 3499/-
Pre Closure Charges NIL
Loan cancellation charges Nil (However the processing charges will not be re funded.
Interest will be charged on the interim period of loan closure.
Cheque Bounce Charges Rs 550/- per cheque Bounce.
Charge for late payment 2% per month from date of unpaid EMI
Cheque swapping charges Rs 500/-
Amortization Schedule charges Rs 200/-
Stamp Duty At actual as per applicable law
CIBIL report copy charge Rs 50/- per copy.
Service Tax/Other Taxes At actual applicable presently or in the future.
Legal,reposession & incidental charges At actual.
Tenure of Loan 12 months to 60 months.
Loan amounts 10, 00,000/- or above

*Yourloanadvisors.com provides services to its esteemed customers free of charge.

ADVISE FORM YOUR LOAN ADVISORS

[/fusion_fontawesome]The Golden edge Programme rates are variable as per the current rates of interest.

[/fusion_fontawesome]All terms & conditions under this programme are the best across the industry.

[/fusion_fontawesome]Applications are processed under priority in the fastest turnaround time.

Documents Required for processing Applications under the Golden Edge Programme.

Income Documents;

  • Salary Slip for the Last 3 months.

  • Bank Statement from Salary account for the last 3 months showing 3 salary credits.

  • Form 16 for the last financial year.

  • Pan card copy.

KYC Documents

  • Photo Identification proof.(Passport/Driving Licence/Voter I.D./Adhaar Card/Ration Card)

  • Current Address Proof.(Bank Statement, Utility Bill, Rent Agreement)

  • Company I.D.