Check your
Company Category List
for ICICI Bank Credit Cards

Check Your Company Category

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    ICICI Bank Company category list for Credit cards.
    ICICI Bank is today a leader in retail lending. Its broad reach includes multitudes of customers with savings, salary, and corporate account holders. It has reinvented the unsecured credit card and personal loan categories, and salaried persons are eligible for the umpteen benefits of a wide range of ICICI Bank credit cards and loans.
    ICICI Bank has compiled a comprehensive list of approved companies for sourcing to facilitate unsecured lending. This list aims to reach customers with employment security and work with an established company with a record of sustainable growth.
    FAQ'S
  • Which companies are included in the ICICI Bank company category list of approved companies?
  • This ICICI Bank Company Category list includes the following:

    • The Economic Times Top listed companies.
    • Top Corporates, Limited and Private limited companies.
    • PSUs, Government companies, and Employees of Defence Services.
    • Concerns with ICICI Bank salary accounts.

    Applicants employed with these companies are preferred applicants for ICICI Bank Credit Cards.

  • Is the Company Category list of ICICI Bank similar for Credit Card and Personal Loan applicants?
  • The ICICI list of approved companies applies to both Credit Cards and Personal Loans, with specific companies included for sourcing Personal Loans.

  • Are there any companies with a negative status in the Company Category list of ICICI Bank?
  • Companies that are on the caution list of ICICI Bank are:

    • Companies with severe losses and a fall in the share price.
    • The percentage of default of repayment of employees is above the allowed limit.
    • Companies declared as having an adverse profile by the government of India.
    • Companies with a decreasing turnover, year after year.
  • Does the ICICI Bank issue a credit card or personal loan to applicants employed by non-listed companies?
  • If your company is not approved per the ICICI Bank company category list, the minimum salary transferred to your account needs to be 75k, which is transferred to your salary account.

  • Is the limit offered for a Credit Card affected by company category?
  • Several factors govern the spending limit offered for your ICICI Bank Credit Card, including your employer's category in the ICICI Bank company category list. Other significant aspects include the monthly income or net salary and the CIBIL history.

  • Does the Company Category list change?
  • The companies on the approved ICICI Bank list are constantly vetted and assessed for their turnover and performance. A company can be delisted, or the category downgraded if the percentage of employee delinquencies increases, if the company faces losses, or if the demand for the services or products goes down.

  • Is it sufficient for your company to be included in ICICI Bank's approved company category list to be issued a credit card?
  • Working for any employer featured in the ICICI Bank-approved company list is insufficient if an applicant does not meet the other eligibility criteria of ICICI Bank.

  • Will my employer's category be checked if I need to upgrade my ICICI Bank Credit Card?
  • When you apply for a credit card or a personal loan, your Company details and CIBIL score are rechecked.

  • How can you check if your employer features in the approved Company Category list of ICICI Bank?
  • To confirm your company figures are in the ICICI Bank company category list, visit www.yourloanadvisors.com.

  • Why is it advisable to check if your company is included in the approved list before applying for a Credit Card or a Personal Loan?
  • Do confirm if your company is included in the Company Category list before applying for a credit card or a Personal Loan, as a CIBIL inquiry will downgrade your score each time you apply for credit.

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