AXIS BANK 2018-12-31T08:55:47+00:00

Special AXIS BANK Balance Transfer

Your need for immediate funding can be easily fulfilled by taking a personal Loan. While availing the loan, funds being a priority & other terms & conditions may not be studied closely.

The Special features of the Axis bank Personal Loan make it the most attractive Personal Scheme today .This includes the flexible Pre closure offer, now you can close your Personal loan as per your convenience! Also make a part payment towards the principal loan amount as many times as you wish.

Now conduct your personal loan on your own terms by taking a balance transfer of your existing personal loan to Axis Bank.

Axis Bank is the most popular Bank today in terms of customer reach & service.

Advantages of a Personal Loan balance Transfer to Axis Bank.

•    Get a better rate of Interest of 2% lower than the existing rate of Interest with the external Bank.
•    Pay as much as you want & as many times towards your principal loan amount. By reducing the principal loan amount the Emi can be reworked to suit your budget.
•    Freedom to Pre pay & close your personal loan, as per your convenience, Axis Bank is the market today which gives you the unmatched advantage of nil pre closure charges.
•    Additional funds are also available for a top of your personal loan.
•    Flexible tenures ranging from 12 to 60 months.


  • Age should be from 21 years to 60 years.
  • For salaried employees the Monthly net income should be more than 25,000/- per month. Special schemes for listed companies or Axis Bank account holders
  • A total Job stability of minimum 2 years is required with no break in salary credits.
  • A residence stability of 3 months in the current residence whether self owned or Rented accommodation.
  • Loan amount for Balance transfer should be a minimum of 50k.
  • There should not be any delayed payments or bounces in the track of the personal loan.
  • Applicant should have a financial eligibility as per criteria of Axis Bank for a Balance Transfer/top up of the Personal Loan.

List of Documents required self attested copies to be submitted for Personal Loan balance Transfer for (salaried applicants):

  • Application form duly filled & signed.
  • 2 passport size photos.

Documents for Income Proof:

  • Salary slips for the last 3 months.
  • Bank Statement of Salary account showing salary credits for the last 3 months.
  • Form 16 for the last financial year.

KYC Documents include:

  • Pan Card Copy.
  • Identity proof ( Driving Licence/Aadhaar Card /Passport/Voter ID)
  • Current residence proof ( Driving Licence/Aadhaar Card /Passport/Voter ID/Utility bill/Rent agreement)

Proof for Balance transfer:

  • Request letter for transfer of Loan from the External bank to Axis Bank.
  • Track of the existing personal Loan.
  • Pre closure letter or application copy for closure request of the current personal loan.

Rate Chart

AXIS BANK   </=16% External Financer rate – 1.5% Lower than existing with external financer rate, subject to minimum ROIof 14.5% 1.50% 12 TO 60 MONTHS 50k-20 lacs
>16% External Financer rate – 3 % Lower than existing with external financer rate, subject to minimum ROIof 14.5% 1.50% 12 TO 60 MONTHS 50k-20 lacs

Terms & Conditions for the Balance Transfer of a Personal Loan to Axis Bank.

This Offer is for Salaried Individuals. Salaried Doctors, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

  • Loan Amount 50k to 15 lacs.
  • Maximum age for applicant at loan maturity is 60 years.
  • Applicant should be eligible for a Balance Transfer as per external loan terms & conditions.
  • Company applicant is employed with should be in the Axis Bank Company list.
  • CIBIL Score is mandatory.


Company Name
Monthly Income
Existing Personal Loan From which Bank
No of Emi's paid
Loan Amount
Loan Amount for Balance Transfer
Existing EMI (If any)
Date of Birth
City (Select from Drop Down)