Privileges of the Axis Personal
Loan in Greater Noida.

Enhance Loan
Amount offered
Transfer your
Credit Card Dues
Priority for
Salary account
Tenure from
12 to 84 months
Apply for Axis Bank Personal Loan







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Axis Bank is synonymous with service and stability for complete financial services, retail Banking and wealth management. A personal loan from Axis Bank provides competent solutions for unexpected expenses and lifestyle needs. Greater Noida customers can now apply for an instant personal loan from Axis Bank when funds are required for personal usage.

Ready reckoner for Axis Personal loan

Minimum income credited to the Salary A/C 30k
Age of applicant 23 years to 58 years
Vintage of employment Minimum of 12 months
Employment type Salaried/Professionals
Personal Loan amount disbursed ₹ 1lakhs to ₹ 40 lakhs
Rate of Interest @reducing balance 10.75% to 18%
Processing fees as per loan amount 1%-2% of the loan amount
Tenure applicable from 12 to 60 months
Significant features of the Axis Bank Personal Loan in Greater Noida.
  • A Loan amount of ₹ 50k to ₹40 Lakhs is sanctioned as a Personal loan to eligible customers.
  • The repayment tenure for an Axis Personal loan is flexible, from 12 to 84 months, and is issued according to the EMI the applicant can pay.
  • To apply for a personal loan at Axis Bank, applicants should have a Credit history of 12 months or more.
  • A personal loan request does not require funds to be advanced; the file charges are only applied upon approval.
  • The personal loan process from Axis Bank is streamlined and efficient for loan requests to be approved within 72 hours.
  • Apply online for an Instant Axis Bank Personal loan in Greater Noida. Axis Personal loan or give hard copies of documents.
Eligibility Criteria for an Axis Bank Personal Loan in Greater Noida.
Age: The minimum age to apply Axis Personal Loan in Greater Noida is 23, and the maximum age to complete the repayment is 62.
Income: An applicant must draw a salary of ₹ 30k to be eligible for an Axis Bank Personal Loan in Greater Noida.
Salary Credit: The salary transfer must be received on a designated date month on month in the Bank account.
CIBIL: The Axis Bank requires a CIBIL score of 730 points and above to be eligible for a Personal Loan.
Employment: The applicant's employer should feature in the Personal Loan company Category list of Axis Bank.
Benefits of the Axis Bank Personal Loan in Greater Noida.
  • Axis Bank Personal Loan in Greater Noida is unsecured and issued without collateral or security.
  • Minimal documents that are readily available are required to process Axis instant personal loan in Greater Noida.
  • Best in class terms for Category A employees and Axis Bank salary account holders.
  • Payment towards the principal loan amount is allowed after payment of 6 EMI.
  • Transfer your credit card dues to a personal loan from Axis Finance. Experience reduced charges and lowered interest rates.
  • The Personal Loan journey from Axis Bank is hassle-free and convenient, with doorstep delivery from the Axis Bank Personal Loan provider in Greater Noida.
Personal Loan Types from Axis Bank.
Customers seeking funds as a Personal Loan from Axis Bank can apply for the process best suited to their requirements:
  • Axis Personal Loan in Greater Noida.

    Axis Bank issues Personal loans to first-time loan applicants for individual needs. Applicants must have the required CIBIL score, work in a listed company, and receive a salary transfer of 30k and above.

  • Axis Top Up Personal Loan in Greater Noida.

    The Axis Bank personal loan top-up in Greater Noida is a convenient solution for customers with an existing loan. By applying for the Axis Bank Top Up Personal Loan in Greater Noida, you can consolidate your loans, making it easier to manage your finances. Plus, you can enjoy the benefits of our competitive interest rates and flexible repayment options.

  • Axis Bank Balance Transfer Loan in Greater Noida.

    With the Axis Personal Loan Balance Transfer facility, you can take control of your finances. Lower the interest rate of your Loan and extend your repayment tenure for a suitable EMI. This can help you save on interest and manage your monthly budget more effectively.

  • Balance transfer of your credit card dues to Axis Bank.

    With the Axis Personal Loan Transfer in Greater Noida, credit card holders who cannot pay their bills in time can transfer their dues. Thus, you will be relieved of paying an exorbitant interest rate and penalties charged as per the norms of the credit card lender.

What is the Axis Bank Personal Loan process?
Check terms and compile the documentation required.
Apply online or sign the application physically and submit documents.
A CIBIL check is conducted to confirm the CIBIL score and history.
Verification is conducted at the residence and office premises.
The Bank's credit officer will confirm the details and decide on the request.
The Customer signs an agreement to endorse the terms and conditions.
ECS transfers the loan amount to the Customer's account.
The EMI is presented to the customer's Bank monthly for the tenure issued.
What are the charges for an Axis Bank personal loan?
Interest Rate: The interest rate for an Axis Personal Loan is 10.85% to 18% @ reducing balance.
Processing Fees: From 1% of the loan amount to a maximum of ₹4999/-
Partial payment: allowed after 6 EMI, with 4% charges on the amount paid.
Foreclosure: Repayment of the total loan amount is permitted after 12 EMI have been paid. Charges of 4% are applicable on the principal balance of the loan amount.
Documents Required for a Personal Loan
To Apply Axis Bank Personal Loan in Greater Noida, the completed and duly signed application form, along with the self-attested documents, must be submitted. Individuals can also Apply for Instant Online Axis Bank Personal Loan.
Income Documents
Bank Statement for 3 Months
Salary Slip for 3 Months
Form 16 for the Current Year
Proof of employment for one year
KYC Documents
Passport size photograph
Current Residence Proof - (Driving License/Passport /Voter ID/Utility Bill/Aadhaar Card).
ID Proof - (Driving License/Passport /Voter ID/Aadhaar Card)
Pan Card Copy (Date of Birth Proof)
Aadhaar Card (Mandatory)
Owner Ship Proof (if Residence is self-owned)
Signature Proof Any one of the following: (Passport PAN Card Banker's verification)
Post Sanction / Pre-disbursement Documentation
Loan Agreement Duly Signed
Standing Instruction (SI) Request / ECS Form / Post Date Cheques (PDCs). Security Cheques required for SI and ECS
Qualification or proof of registration is required for doctors, architects, CA, CS, ICWA, MBA consultants, and engineers. Documentary proofs required may vary from customer to customer
FAQ’S
  • How to contact an Axis Bank Personal Loan provider in Greater Noida?
  • Customers looking for an Axis Personal loan agent in Greater Noida can reach us at www.yourloanadvisors.com.

  • Why is Applying for a Personal Loan Balance Transfer to Axis Bank preferable?
  • Axis Bank offers the Balance Transfer Facility to all existing Personal Loan holders running a successful Personal Loan with an external Bank with the transfer of the Loan the applicant will benefit from the umpteen advantages and savings offered by Axis Bank.

  • What does Axis Bank offer the exclusive Personal Loan features that no other financial institution offers?
  • Axis Bank offers its esteemed customers the choice and freedom to conduct their Personal Loans at their convenience by repaying a part of the complete loan amount after 6 EMI, whenever surplus funds are available. No other loan provider offers this scheme.

  • What are the significant benefits of the Balance Transfer Personal Loan Axis Bank?
  • An applicant avails significant savings in the rate of Interest, beneficial terms & conditions, and efficient customer care services by transferring an existing Personal Loan to Axis Bank.

  • Existing Personal Loan holders of which Bank or NBFC can avail of the Personal Loan balance transfer facility offered by Axis Bank?
  • Applicants running a Personal Loan with all government Banks, private Banks & registered NBFCs can apply to transfer the principal balance of their existing personal Loan to Axis Bank.

  • What eligibility conditions must be met for the Balance Transfer of a Personal Loan to Axis Bank?
  • The existing personal loan proposed for a Balance Transfer should fulfil the pre-closure terms laid down by the parent Bank before initiating a Balance Transfer to Axis Bank. The applicant should be eligible to apply for a Personal Loan as per the eligibility criteria of Axis Bank.

  • What is the CIBIL Score required for a Personal Loan Balance transfer AXIS Bank?
  • The CIBIL Score of the applicant should be above 720 basis points, with a timely repayment track of the existing Personal loan.

  • Can an applicant process a Balance transfer of more than one Personal Loan to Axis Bank?
  • Axis Bank permits the transfer of all currently existing Personal Loans to be clubbed together under a single loan: the rate of interest applied will be @ 11.49% to the total loan amount.

  • What are the perquisites to a Balance transfer approval from Axis Bank?
  • For the Balance transfer of a Personal Loan to Axis Bank, the applicant should have a clear repayment track of the existing Personal Loan: the applicant's profile should be as per the terms & conditions of Axis Bank.

  • Can the applicant get a top-up or extra loan with Axis Personal loan BT if required?
  • The extra loan amount is sanctioned along with the Balance Transfer if the applicant has the financial eligibility & can pay the total EMI conveniently.

  • Will the loan tenure be affected by the Balance Transfer?
  • The applicant can ask for a reduced or increased new loan tenure as required.

  • What minimum loan amount will be accepted for a Balance Transfer?
  • The existing personal should have a Principal balance of 50k or more to be accepted for a Balance transfer by Axis Bank.

  • How long does processing the transfer Personal Loan to Axis Bank take?
  • Axis Bank takes seven working days to process the Balance Transfer of a Personal Loan.

  • How will the Parent Bank be repaid the balance of the Loan amount?
  • After approval of the Personal Loan Balance Transfer application, a Demand Draft will be despatched to the customer the value of the Draft will be the existing balance. The customer will have to deposit the draft in the parent Bank &and acquire a closure letter, after which the transaction will be completed. The applicant will need to submit the proof of closure to Axis Bank.

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