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SPECIAL MONTHLY OFFERS
FLEXIBLE EMI OPTION
LOAN UP TO 40 LAKHS
QUICK & EASY PROCESS
HOW IT WORKS
Submit Income & KYC documents to our Executive in the comfort of your office/home to initiate the Loan process.
Get the best bargain! & take doorstep delivery of your Personal Loan with our assistance.
Benefits with Your Loan Advisors
We at yourloanadvisors.com are committed to Customer service.
- Process your Personal loan at the best available ROI.
Get customized Quotes from leading Banks/NBFC.
- With our experience we are now poised to help our customer’s to achieve funds desired with the best terms & conditions.
- No hassle to customer, we give Door step delivery of your Personal loan.
- Sincere follow up on behalf of our Customer with banking institution.
- Expert advice & guidance to for solving any of loan related issues such as Debt consolidation.
Personal Loan Features
Most Leading Banks & NBFC’S actively offer Personal Loans as a Primary product. With slight variations the basic features remain the same.
- A Personal Loan is a Loan issued without any co laterals or guarantee.
- Loan Amounts offered for minimum of 50k up to 30 lakhs.
- Flexible repayment options available from12 months up to 60 months.
The Loan amount is to be paid back through Equated monthly Installements (EMI).
- The Rate of Interest is fixed for the approved tenure; EMI is calculated @ monthly reducing balance.
- Personal Loans are disbursed within 3 to 5 working days.
ELIGIBILITY CRITERIA FOR A PERSONAL LOAN
Applicant should be an Indian citizen over 21 years of age.
She/he should be gainfully employed for the 12 months or more.
Minimum salary drawn should be 30,000/- per month or more.
Salary should be credited regularly to the Salary account month on month.
Applicant should hold a valid proof of Identity.
COMPARE RATE OF INTEREST & PROCESSING FEES APPLICABLE FROM MAJOR BANKS
| LOAN PROVIDER | INTEREST RATE | PROCESSING FEES | TENURE | LOAN AMOUNT |
|---|---|---|---|---|
 |
11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
 |
11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
 |
11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
 |
11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
 |
10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
 |
13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
 |
11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
 |
11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
 |
12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
11.50% – 18% | 999/- 2% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
Example: With a representative 10.75% APR based on borrowing ₹ 10 lacs and repaying over 60 months with monthly EMI of ₹ 21,618.
HDFC BANK PERSONAL LOAN FOR GURGAON RESIDENTS
Gurgaon is now recognised as an elite & upcoming neighbourhood, though located in Haryana it is part of the National Capital Region. Adjacent to south of Delhi & in close proximity to the international airport it has become a hub for multinational companies. The plush offices in multi storied buildings now house offices for prominent business houses. The employment opportunities created has lead to an influx of qualified individuals seeking better opportunities to work & settle in Gurgaon.
Any requirement for finance for personal use is now easily fulfilled via Personal Loans from HDFC Bank. HDFC Bank is the leading Bank for Personal Loans, providing easy & convenient financial options for personal requirements. HDFC Bank personal loans are designed for all salaried segments & employment categories are divided as per the company profile which could be: Limited/ Private Limited/public sector / or government .The company should feature in the approved company list of HDFC Bank. The rate of interest, loan amounts issued & other terms & conditions are applied as per the company category.
Special rates & offers are given to high income customers looking for large loan amounts. Top listed companies featuring in the Economic times list are given special rates of interest. Applicants applying for an amount of 10 lakhs or more the terms & conditions offered are the best amongst competition.
The process for a personal loan from HDFC Bank is efficient & transparent. The systems put in place by the HDFC Bank are so well planned & executed, that the applicant can expect his loan request to be approved & money transferred to the account within 72 hours.
We at https://www.yourloanadvisors.com have an experienced team who understands the complete personal loan process with HDFC Bank. With our sales force always available for our customer’s service in Gurgaon we are able to provide complete services to our customers for their Personal Loan requirements from HDFC Bank.
CIBIL CHECK FOR A PERSONAL LOAN
A CIBIL Score is not mandatory with all Banks for processing of a Personal loan.
Your CIBIL score reflects a complete history of all credit transactions to date.
A credit score of 720 points & above is considered a satisfactory score for a Personal Loan process.
Always check your CIBIL score before applying for a Loan.
Every time a Bank or NBFC an enquiry for details to CIBIL the score gets reduced by 20 points, so never make indiscriminate Loan applications.
There is always a room for error with CIBIL so in case your record has not been updated correctly; steps can be taken to remedy the same.
Personal Loans can be used for different Purposes
Banks and Non-Banking Financial Companies (NBFC) in India offer personal loans to meet specific purposes or expenses. While a personal loan can serve any purpose and it is not mandatory for you to state the purpose when applying for one, the different loan products simply help make the shopping process lot simpler. For example if you are looking for a personal loan to fund a wedding, researching and comparing wedding loans will prove a great starting point.
End usage of a Personal Loan
Here are some of the common reasons for which personal loans available in India. Some of them may be available at select banks /lenders only. The loan amount, tenure, interest rates, eligibility, fees, penalty and terms and conditions will vary across lenders.
A Personal Loan for the expense of a wedding
A timely loan can help you take care of all major expenses in a planned and organized manner allowing you fully enjoy the special occasion without being bogged down by financial concerns.
A Personal Loan for Home Renovation expenses
With sufficient funds to spruce up your home with latest amenities or address vital/extensive repairs, home renovations /improvements need no longer drain your earnings. Make sure to consolidate your wish list and get a quote from a trusted contractor before applying for this loan.
A Personal Loan for a holiday or travel expenses
Holidaying abroad or at an exotic location is very much affordable with personal loans for holiday travel that help finance your entire trip right from tickets to shopping. Saving up for a dream holiday, though typical, can cause you to lose a lot of precious time. Instead you can opt for a suitable personal loan and spend quality time with loved ones at your favourite destination, without burning a hole in your pocket.
Take a Personal loan to buy Consumer Durables
Electronic appliances form an integral part of Indian homes. From basic television sets to food processors, air conditioners and geysers, consumer durables do make life a tad easier and comfortable. You can now furnish your home without cutting down other expenses or using up savings, by picking an affordable personal loan.
A Personal loan to bear Education costs
Education is a costly affair at present times, but is essential to survive in this competitive setting. Funding your child’s education or even your own higher education with a personal is a wise decision, for it enables you to pursue learning without being worried about the expenses involved in achieving your dream qualifications.
A Personal loan for celebration expenses during festivals
India is a land of festivals. Each festival has its own significance and customary expenses as well. If you are unable to make ends meet this festival season, check out the personal loan offered by few lenders. Small, short-term loans (12 months) with low interest rates are characteristic of this loan, which may prove handy to dole out gifts to your loved ones.
A Personal Loan for Funding to freshers
Did you know that your first salary slip makes you eligible for a personal loan of about 1 – 1.5 Lakh rupees? While it is important that you spend the money responsibly, you can afford to treat your friends and family or rent a studio apartment in your city of work, pick up few sets of formal clothing – just address any immediate expenses comfortably.
Personal loans for medical emergencies and debt consolidation are also available. Top-up loans are also conditionally offered, over and above current personal loans to address additional requirement for money.
DOCUMENTS REQUIRED
Income Documents
Salary Slip for the Last 3 months.
Bank Statement from Salary account for the last 3 months showing 3 salary credits.
Form 16 for the last financial year.
Pan card copy.
KYC Documents
Photo Identification proof.(Passport/Driving Licence/Voter I.D./Adhaar Card/Ration Card)
Current Address Proof.(Bank Statement, Utility Bill, Rent Agreement)
Company I.D.
FAQ’S FOR A PERSONAL LOAN
A Personal loan is easily achievable & is the best method to secure funds by salaried individuals for immediate requirements.
The total time taken to get an approval for a Personal Loan is 48 hours to 72 hours .post approval the funds are transferred by ECS to the applicant’s Bank account.
If the ECS bounces the applicant should ask for it to be represented & maintain the balance required for clearance of the same. An applicant can pay the pending dues by cheque from an alternate account but the ECS bounce status will remain in the repayment record.
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SOME HDFC BANK BRANCHES IN GURGAON FOR PERSONAL LOAN
| Bank | Branch | IFSC Code | Branch Address |
|---|---|---|---|
| HDFC Bank | GURGAON – DLF – HARYANA | HDFC0000044 | A – 12, The Shooping Mall, Dlf Qutab Enclave, Phase – 1, Gurgaon – 122002, Haryana |
| HDFC Bank | GURGAON – SECTOR 14 – HARYANA | HDFC0000090 | Sco – 15, Sector – 14, Gurgaon – 122001, Haryana |
| HDFC Bank | GURGAON – CENTRAL PROCESSING UNIT | HDFC0000197 | CPU, GURGAON (BANK HOUSE), VATIKA ATRIUM, 4TH FLOOR, GOLF COURSE ROAD, GURGAON SEC 53 |
| HDFC Bank | GURGAON – FIRST INDIA PLACE | HDFC0000280 | Vatika Building, M G Road, Gurgaon – 122002, Haryana |
| HDFC Bank | GURGAON – UDYOG VIHAR – HARYANA | HDFC0000485 | B – 1, Enkay Towers, Vanijya Kunj, Udyog Vihar Phase V, Gurgaon – 122016, Haryana |
| HDFC Bank | GURGAON – BANKHOUSE – HARYANA | HDFC0000572 | Vatika Atrium, Block – A, Sector – 53, Gurgaon – 122002, Haryana |
| HDFC Bank | GURGAON – SADAR BAZAR | HDFC0000583 | Ep 17 Old Railway Road, Near Sadar Bazar, Gurgaon – 122001, Haryana |
| HDFC Bank | GURGAON – PALAM VIHAR | HDFC0000616 | Sec 22, Palam Vihar, Gurgaon – 122001, Haryana |
| HDFC Bank | GURGAON – SOUTH CITY | HDFC0000622 | Sco – 7, Sector – 31 – 32 A, Huda Main Market, Near OM Sweets, Gurgaon – 122001, Haryana |
| HDFC Bank | SECTOR 29 – GURGAON | HDFC0001720 | SCO 321, , Sector 29, Gurgaon, Gurgaon – 122002, Haryana |
| HDFC Bank | GURGAON DLF CYBER CITY | HDFC0000929 | Building No 10, Upper Ground Floor, Tower A, Dlf Cyber City, Gurgaon – 122002, Haryana |
| HDFC Bank | SECTOR 10 A – GURGAON | HDFC0001002 | Khandsa Road, , Opposite Sector – 10 A, Gurgaon – 122001, Haryana |
| HDFC Bank | DLF GALERIA | HDFC0001202 | Shop No – Sg 5 – 6 Dlf Galleria, Dlf Phase Iv Charakpur, Gurgaon – 122002, Haryana |
| HDFC Bank | GLOBAL BUSINESS PARK | HDFC0001203 | GF 01, Tower A, Global Business Park, M. G. Road, Opposite Dronacharya Metro Station, Gurgaon – 122002, Haryana |
| HDFC Bank | SECTOR 14, GURGAON | HDFC0001264 | Scf 79, Sector 14, Gurgaon – 122001, Haryana |
| HDFC Bank | SECTOR – 15 PART – II | HDFC0001381 | SCO – 9, Sector – 15, Part – II Gurgaon, Gurgaon – 122001, Haryana |
| HDFC Bank | SECTOR – 57 | HDFC0001394 | Bestech Mall, Central Square, Upper Ground Floor, Sector – 57 Gurgaon, Gurgaon – 122002, Haryana |
| HDFC Bank | SECTOR 4 – GURGAON | HDFC0001717 | SCF 36, Sector – 4, HUDA Market, Gurgaon – 122001, Haryana |
| HDFC Bank | SECTOR 17 – GURGAON | HDFC0001718 | S – 37, S – 42, , HUDA Market, Sector 17A, , Gurgaon – 122001, Haryana |
| HDFC Bank | DLF CITY COURT | HDFC0001719 | Shop No. 11, DLF City Court, Sikandarpur, Gurgaon – 122002, Haryana |
| HDFC Bank | SOUTH CITY II | HDFC0001721 | Shop No. 4 – 8, D – Block, , Commercial Shooping Centre, , South City II, Gurgaon – 122002, Haryana |
| HDFC Bank | PALAM VIHAR, GURGAON | HDFC0002549 | HDFC BANK LTD., VAISHALI ARCADE, COMMERCIAL CPLX, H-BLOCK MAIN ROAD, OPP. CELEBRITY HOMES, PALAM VIHAR, GURGAON HARYANA 122017 |
| HDFC Bank | SECTOR -44 GURGAON | HDFC0002645 | HDFC BANK LTD., 102, FIRST FLOOR , GREENWOOD PLAZA, SECTO R-45, GURGAON HARYANA 122002 |
| HDFC Bank | SUSHANT LOK, GURGAON | HDFC0002686 | HDFC BANK LTD., SHOP NO. 17-18 ANSAL PEACH TREE SUSHANT LOK-1, C- BLO CK GURGAON HARYANA 122002 |
| HDFC Bank | CYBER CITY II | HDFC0002852 | HDFC BANK LTD DLF BUILDING NUMBER 9B, GROUND FLOOR, DLF PHASE 2, GURGAON HARYANA 122002 |
| HDFC Bank | QUTUB PLAZA, GURGAON | HDFC0002853 | HDFC BANK LTD. 101, 101 A, FIRST FLOOR, QUTAB PLAZA, DLF-CITY, PH ASE-1, GURGAON HARYANA 122002 |
| HDFC Bank | FAZALWAS | HDFC0003520 | VILLAGE – FAZALWAS, DIST.GURGAON, HARYANA GURGAON HARYANA 122413 |
| HDFC Bank | SHIKOHPUR | HDFC0003526 | TOWN SQUARE SEC 82 A VATIKA INDIA NEXT VILLAGE SHIKOHPUR GURGAON HARYANA 122004 |
| HDFC Bank | NAHARPUR KASAN | HDFC0003598 | HDFC BANK LTD., VILL, NAHARPUR KASAN, GURGAON HARYANA 122004 |
| HDFC Bank | DHUNELA | HDFC0003600 | HDFC BANK LTD., VILL – DHUNELA, GURGAON HARYANA 122103 |
| HDFC Bank | SIKANDERPUR BADHA | HDFC0003548 | HDFC BANK LTD., VPO – SIKANDERPUR BADHA, DISTT – GURGAON, HARYANA GURGAON HARYANA 122004 |
| HDFC Bank | KADARPUR | HDFC0003565 | MAIN ROAD, VILLAGE AND PO KADARPUR, DISTT. GURGAON, HARYANA SOHANA HARYANA 122101 |
| HDFC Bank | BUDHERA | HDFC0003579 | CHANDU BUDHERA CHOWK, VPO BUDHERA, GURGAON, GURGAON HARYANA 123505 |
| HDFC Bank | BASKUSHLA | HDFC0003444 | HDFC BANK LTD VILLAGE BASKUSHLA, PO BHANGROLA, GURGAON HARYANA 122050 |
| HDFC Bank | DARBARIPUR | HDFC0003558 | HDFC BANK LTD VPO DARBARIPUR HALDIRAM ROAD GURGAON HARYANA 122001 |
| HDFC Bank | BUSINESS ZONE SEC 46 | HDFC0003634 | SHOP NO 10, TOWER C, UNITECH BUSINESS ZONE, NIRWANA COUNTRY, GURGAON HARYANA 122018 |
| HDFC Bank | EROS SECTOR 49 AND 50 | HDFC0003654 | EROS CITY SQURE, SHOP NO.39, 40, 41 AND 42, SECTOR 49 AND 50, GURGAON HARYANA 122001 |
| HDFC Bank | BEHRAMPUR | HDFC0003663 | HDFC BANK LTD VILLAGE BEHRAMPUR, GURGAON, GURGAON HARYANA 122001 |
| HDFC Bank | DT MEGA MALL | HDFC0003666 | UNIT NO 24 DT MEGA MALL GOLF COURSE ROAD DLF PHASE 1 GURGAON HARYANA 122002 |
| HDFC Bank | GOLF COURT EXTN ROAD SPLENDOR | HDFC0003676 | HDFC BANK LTD SPLENDOR TRADE TOWER GOLF COURSE EXTN RD SECTOR 65 GURGAON HARYANA 122001 |
| HDFC Bank | PALAM VIHAR III | HDFC0003706 | SHOP NO.14, 15, 48 AND 49, ANSAL CORPORATE PLAZA, PALAM VIHAR, GURGAON HARYANA 122017 |
| HDFC Bank | SECTOR 21 | HDFC0003740 | UNIT NO.4, SUNCITY TRADE TOWER, SECTOR 21, OLD DELHI GURGAON ROAD, GURGAON HARYANA 122001 |
| HDFC Bank | BINOLA | HDFC0003770 | HDFC BANK LTD, VILLAGE AND PO BINOLA, GURGAON, GURGAON HARYANA 122413 |
| HDFC Bank | DHANKOT | HDFC0003813 | HDFC BANK LTD VILLAGE AND PO DHANKOT, GURGAON, GURGAON HARYANA 122505 |
| HDFC Bank | DHARAMPUR | HDFC0003814 | VILLAGE DHARAMPUR DAULATABAD DHARAMPUR ROAD GURGAON HARYANA 122006 |
| HDFC Bank | Yamuna Vihar | HDFC0000395 | C-1/14 A,YAMUNA VIHAR, DELHI 110053 |
| HDFC Bank | Karol Bagh | HDFC0000439 | NO-2212,GALI NO 64-65,J BLOCK, NAIWALA, GURUDWARA ROAD, KAROL BAGH, NEW DELHI, DELHI 110005 |
| HDFC Bank | Naraina | HDFC0000440 | CC-31, COMMERCIAL COMPLEX, NARAINA IND AREA, PHASE I, NEW DELHI, DELHI 110028 |