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Personal Loan in Gurgaonadmin2023-11-07T05:04:23+00:00
Personal Loan in Gurgaon
Amazing Benefits of Acquiring a Personal Loan in Gurgaon
An unsecured loan which doesn’t require any collateral or property to pledge, personal loan has offered a big help to people who have urgent finance needs. This loan is usually given by banks and other NBFCs.
Personal Loans are gaining quite a lot of popularity as it proves to be the best way of meeting urgent financial needs. People who need quick funds to meet medical expenses, education fee, wedding expenses, travel plans and more can use this loan. The lender disburses this loan on the basis of the borrower’s ability to repay loans.
Your Loan Advisors is a renowned company that help people with urgent finance need avail quick and hassle-free personal loan in Gurgaon. This loan can also be taken for debt re consolidation or bring an improvement in cash flow. Your Loan Advisors strive hard to bring the loan at the best interest rates. It is very easy to get this loan. If the borrower meets eligibility criteria that is being an Indian citizen above 21 years of age, employed for 12 or more months, minimum salary of 15,000 or more, salary getting credited regularly to the account, and holding a valid proof of identity, availing this loan is no longer a challenge for them.
Personal Loan Interest Rate In Gurgaon
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Gurgaon
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Gurgaon
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Gurgaon
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | Vatika First India Place, Vatika Bldg, Mehrauli-Gurgaon Rd, Mehrauli, Gurugram, Haryana | 122002 |
| Hdfc Bank | Khandsa Rd, Urban Estate, Sector 10A, Gurugram, Haryana | 122001 |
| Hdfc Bank | A/12, The Shopp Mall Qutab Enclave, DLF Phase 1, Gurugram, Haryana | 122002 |
| Hdfc Bank | SCO 39, Huda District Center, Sector 56, Gurugram, Haryana | 122011 |
| Icici bank | Unitech Trade Centre, 05 A, Sector Rd, Sushant Lok Phase I, Gurugram, Haryana | 122002 |
| Icici bank | Sector-14 SCO 18 & 19, Huda Shopping Centre, Market Complex, Haryana | 122001 |
| Icici bank | Sector 31, 32A SCO-23 Huda Shopping Centre, Gurugram, Haryana | 122001 |
| Icici bank | Star Tower, Sec-30, NH-8, Near Star Mall, Gurugram, Haryana | 122001 |
| Axis bank | Sikanderpur Rd, Sikanderpur, Sector 26, Gurugram, Haryana | 122002 |
| Axis bank | MGF Mega City Mall, SN 35, Ground & 1st, Mehrauli-Gurgaon Rd, Gurugram, Haryana | 122002 |
| Axis bank | Ground Floor, Vipul Plaza, Inside, Suncity, Sector 54, Gurugram, Haryana | 122002 |
| Axis bank | GROUND FLOOR,PLOT NO. B & B – 1,ENKAY TOWER UDYOG VIHAR PHASE – 5 Gurugram Haryana 122016 IN, Udyog Vihar Phase V, Udyog Vihar, Gurugram, Haryana | 122016 |
| kotak bank | Level 6, JMD Regent Square, Mehrauli-Gurgaon Rd, DLF Phase 2, Sector 25, Gurugram, Haryana | 122002 |
| kotak bank | Civil Lines, Gurugram, Haryana | 122001 |
| kotak bank | Sco no F/34,Sector 31/32-A,Huda Market,, Gurugram, Haryana | 122002 |
| Indiabulls | O-118, The Shopping Mall, Arjun Marg, DLF Phase 1, Gurugram, Haryana | 122002 |
| Indiabulls | Sco 6, 1st Floor Sector 14 Near Vishal Mega Mart, Gurugram, Haryana | 122001 |
| Indiabulls | 560, Udyog Vihar Phase V, Phase V, Udyog Vihar, Sector 19, Gurugram, Haryana | 122001 |
| Citibank | Ground Floor, DLF Square, Jacaranda Marg, Block M, DLF Phase 2, Sector 25, Gurugram, Haryana | 122002 |
| Indusind Bank | IndusInd Bank Ltd, GF, Shop No G2, Business Tower, Gurgaon, Golf Course Road, Suncity, Sector 54, Gurugram, Haryana | 122002 |
| Indusind Bank | Old Railway Rd, Subhash Nagar, Sector 12, Gurugram, Haryana | 122006 |
| Indusind Bank | Vanijya Kunj, Unit No 1,2,15 & 16 ,Enkay Tower, Udyog Vihar, Phase-V, Gurugram, Haryana | 122001 |
| Indusind Bank | 2, Khandsa Rd, Sector 10A, Gurugram, Haryana | 122001 |