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Submit Income & KYC documents to our Executive in the comfort of your office/home to initiate the Loan process.
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Benefits with Your Loan Advisors
We at yourloanadvisors.com are committed to Customer service.
- Process your Personal loan at the best available ROI.
Get customized Quotes from leading Banks/NBFC.
- With our experience we are now poised to help our customer’s to achieve funds desired with the best terms & conditions.
- No hassle to customer, we give Door step delivery of your Personal loan.
- Sincere follow up on behalf of our Customer with banking institution.
- Expert advice & guidance to for solving any of loan related issues such as Debt consolidation.
Personal Loan Features
Most Leading Banks & NBFC’S actively offer Personal Loans as a Primary product. With slight variations the basic features remain the same.
- A Personal Loan is a Loan issued without any co laterals or guarantee.
- Loan Amounts offered for minimum of 50k up to 30 lakhs.
- Flexible repayment options available from12 months up to 60 months.
The Loan amount is to be paid back through Equated monthly Installements (EMI).
- The Rate of Interest is fixed for the approved tenure; EMI is calculated @ monthly reducing balance.
- Personal Loans are disbursed within 3 to 5 working days.
ELIGIBILITY CRITERIA FOR A PERSONAL LOAN
Applicant should be an Indian citizen over 21 years of age.
She/he should be gainfully employed for the 12 months or more.
Minimum salary drawn should be 30,000/- per month or more.
Salary should be credited regularly to the Salary account month on month.
Applicant should hold a valid proof of Identity.
Personal Loans from HDFC Bank for Residents of Faridabad
Faridabad is the leading industrial town in the state of Haryana. Sharing its borders with Uttar Pradesh it is considered as a part of the national Capital Region. Thus it has a vintage location & is described as one of the fastest growing cities. The newly developed area of Faridabad referred to as Greater Faridabad is a self sustained sub-city with wide roads tall buildings, malls, educational institutions, and health and commercial centres. Faridabad is famous for its agricultural sector, while tractors, motorcycles, switch gears, refrigerators, shoes, tyres and garments constitute its primary industrial products.
Well planned with a good infrastructure the growing population makes it an attractive city for migration. The HDFC Bank has several branches in Faridabad; it is the best Bank to provide assistance to the salaried & business class for their financial requirements.
Personal loans from HDFC Bank are unsecure loan given without any security: all salaried individuals can apply for a Personal loan from HDFC Bank for their personal financial needs. Loan amounts are given as per the requirement & eligibility of the applicant. Eligibility for Personal loan to be issued is determined on the basis of Profile of the applicant; appropriate documents need to be provided to process the Personal Loan.
The profile of the applicant has to meet the eligibility criteria required by the HDFC Bank, for a personal loan request to be accepted. After an application is accepted by the HDFC bank it is processed as per the various stages & the final decision of the approval or decline is intimated to the applicant.
The HDFC Bank is the leading bank for Personal Loans. The Personal Loan product from HDFC bank is well designed with a provision for applicants from all strata’s & income segments. Loan amount required can be achieved quickly without any hassles. It can be paid back conveniently through equated monthly installement or EMI’s as is popularly known.
Apply with Your Loan advisors for a prompt & stress free delivery of your personal loan from HDFC Bank.
CIBIL CHECK FOR A PERSONAL LOAN
A CIBIL Score is not mandatory with all Banks for processing of a Personal loan.
Your CIBIL score reflects a complete history of all credit transactions to date.
A credit score of 720 points & above is considered a satisfactory score for a Personal Loan process.
Always check your CIBIL score before applying for a Loan.
Every time a Bank or NBFC an enquiry for details to CIBIL the score gets reduced by 20 points, so never make indiscriminate Loan applications.
There is always a room for error with CIBIL so in case your record has not been updated correctly; steps can be taken to remedy the same.
Personal Loans can be used for different Purposes
Banks and Non-Banking Financial Companies (NBFC) in India offer personal loans to meet specific purposes or expenses. While a personal loan can serve any purpose and it is not mandatory for you to state the purpose when applying for one, the different loan products simply help make the shopping process lot simpler. For example if you are looking for a personal loan to fund a wedding, researching and comparing wedding loans will prove a great starting point.
End usage of a Personal Loan
Here are some of the common reasons for which personal loans available in India. Some of them may be available at select banks /lenders only. The loan amount, tenure, interest rates, eligibility, fees, penalty and terms and conditions will vary across lenders.
Personal loans for medical emergencies and debt consolidation are also available. Top-up loans are also conditionally offered, over and above current personal loans to address additional requirement for money.
Salary Slip for the Last 3 months.
Bank Statement from Salary account for the last 3 months showing 3 salary credits.
Form 16 for the last financial year.
Pan card copy.
Photo Identification proof.(Passport/Driving Licence/Voter I.D./Adhaar Card/Ration Card)
Current Address Proof.(Bank Statement, Utility Bill, Rent Agreement)
FAQ’S FOR A PERSONAL LOAN
A Personal loan is easily achievable & is the best method to secure funds by salaried individuals for immediate requirements.
The total time taken to get an approval for a Personal Loan is 48 hours to 72 hours .post approval the funds are transferred by ECS to the applicant’s Bank account.
If the ECS bounces the applicant should ask for it to be represented & maintain the balance required for clearance of the same. An applicant can pay the pending dues by cheque from an alternate account but the ECS bounce status will remain in the repayment record.
SOME HDFC BANK BRANCHES IN FARIDABAD FOR PERSONAL LOAN
|Bank||Branch||IFSC Code||Branch Address|
|HDFC Bank||FARIDABAD – NIT||HDFC0000093||5R / 2, , Badshah Khan Chowk, , NIT, Faridabad – 121001, Haryana|
|HDFC Bank||FARIDABAD – SECTOR 16||HDFC0000279||Sco 6, Shooping Centre, , Sector 16, , Faridabad – 121001, Haryana|
|HDFC Bank||FARIDABAD – CHARMWOOD VILLAGE||HDFC0000396||Shop # 2, 3, 4, 5, Charmwood Bazar, Suraj Kund Road, Charmwood Village, Faridabad – 121009, Haryana|
|HDFC Bank||FARIDABAD SEC 21 – HARYANA||HDFC0000615||Sco – 139 / 140, , Faridabad – 121001, Haryana|
|HDFC Bank||FARIDABAD SEC 9 – HARYANA||HDFC0000619||SCF No 222, 223, SEC – 9, HUDA Market, , Faridabad – 121006, Haryana|
|HDFC Bank||FARIDABAD SEC 29 – HARYANA||HDFC0000707||Sco – F – 44, , Sector – 29, Faridabad – 121008, Haryana|
|HDFC Bank||SCO 139||HDFC0001466||SCO 139 Ground Floor, Main Huda Market, Sector 14, Faridabad – 121007, Haryana|
|HDFC Bank||FARIDABAD||HDFC0001568||No. 19 20 21 22, Crown Plaza Mall, , Mathura Road, Sector 15 A, Faridabad – 121007, Haryana|
|HDFC Bank||FARIDABAD SECTOR 35||HDFC0001733||SCF – 6, , Ashoka Enclave, Extn – 1, , Sector 35, Faridabad – 121003, Haryana|
|HDFC Bank||NIIT, FARIDABAD||HDFC0002445||HDFC BANK LTD SCO NO 3, TIKONA CHOWK, FARIDABAD HARYANA 121001|
|HDFC Bank||GREEN FIELDS COLONY – FARIDABAD||HDFC0002535||HDFC BANK LTD., B-687, MALL ROAD, GREEN FIELDS COLONY, FARIDABAD HARYANA 121001|
|HDFC Bank||BALLABHGARH||HDFC0002685||BALLABHGARH SCF-41 SEC 3, HUDA COMMERCIAL COMPLEX, BAL DIST. FARIDABAD FARIDABAD HARYANA 121004|
|HDFC Bank||SAMAIPUR||HDFC0003592||VILLAGE SAMAIPUR, FARIDABAD, MAIN SOHNA – BALLABHGARH ROAD, SAMAIPUR HARYANA 121004|
|HDFC Bank||SECTOR XXXI FARIDABAD||HDFC0004131||HDFC BANK LTD SCO 57 SECTOR 31 FARIDABAD FARIDABAD HARYANA121001|