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SPECIAL MONTHLY OFFERS
FLEXIBLE EMI OPTION
LOAN UP TO 40 LAKHS
QUICK & EASY PROCESS
HOW IT WORKS
Submit Income & KYC documents to our Executive in the comfort of your office/home to initiate the Loan process.
Get the best bargain! & take doorstep delivery of your Personal Loan with our assistance.
Benefits with Your Loan Advisors
We at yourloanadvisors.com are committed to Customer service.
- Process your Personal loan at the best available ROI.
Get customized Quotes from leading Banks/NBFC.
- With our experience we are now poised to help our customer’s to achieve funds desired with the best terms & conditions.
- No hassle to customer, we give Door step delivery of your Personal loan.
- Sincere follow up on behalf of our Customer with banking institution.
- Expert advice & guidance to for solving any of loan related issues such as Debt consolidation.
Personal Loan Features
Most Leading Banks & NBFC’S actively offer Personal Loans as a Primary product. With slight variations the basic features remain the same.
- A Personal Loan is a Loan issued without any co laterals or guarantee.
- Loan Amounts offered for minimum of 50k up to 30 lakhs.
- Flexible repayment options available from12 months up to 60 months.
The Loan amount is to be paid back through Equated monthly Installements (EMI).
- The Rate of Interest is fixed for the approved tenure; EMI is calculated @ monthly reducing balance.
- Personal Loans are disbursed within 3 to 5 working days.
ELIGIBILITY CRITERIA FOR A PERSONAL LOAN
Applicant should be an Indian citizen over 21 years of age.
She/he should be gainfully employed for the 12 months or more.
Minimum salary drawn should be 30,000/- per month or more.
Salary should be credited regularly to the Salary account month on month.
Applicant should hold a valid proof of Identity.
COMPARE RATE OF INTEREST & PROCESSING FEES APPLICABLE FROM MAJOR BANKS
| LOAN PROVIDER | INTEREST RATE | PROCESSING FEES | TENURE | LOAN AMOUNT |
|---|---|---|---|---|
 |
11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
 |
11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
 |
11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
 |
11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
 |
10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
 |
13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
 |
11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
 |
11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
 |
12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
11.50% – 18% | 999/- 2% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
 |
11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
Example: With a representative 10.75% APR based on borrowing ₹ 10 lacs and repaying over 60 months with monthly EMI of ₹ 21,618.
HDFC BANK PERSONAL LOAN OVERVIEW
Greater NOIDA is the latest upcoming district in the NCR. With an extensive infrastructure & planning it is attracting unprecedented development in the housing & industrial sectors.
Major companies & multinational houses are setting up their industrial units & offices in Greater NOIDA.
To cater to the financial needs of individuals employed & residing in Greater NOIDA the HDFC Bank provides ready assistance in the form of Personal Loans; these include requirements for any personal needs such as
Home renovation or redecoration
For a much needed vacation with the family
Celebration expenses for a wedding or any auspicious occasion
Financial need for an emergency such as hospital expenses
For school fees of children or higher education
The process for a Personal loan from HDFC Bank is convenient & hassle free. Documentation required for a personal loan is simple; funds can be received within 72 hours of submitting the application.
To apply for a Personal Loan from HDFC Bank the applicant must be gainfully employed for over 12 months; the employer must feature in the HDFC list of approved companies.
The profile of the applicant must meet the eligibility criteria required by the HDFC bank.
A personal loan amount forwarded by HDFC Bank start from 50 k, maximum amount given as a personal loan is 30 lakhs. The loan amount that can be lent to an applicant is finalised by the credit manager taking into account the financial stability of the applicant & the pay back capacity.
The loan amount taken can be paid back easily through regular monthly installement commonly known as EMI’s. The tenure or the period to pay back the loan is sanctioned by the Bank from 12 months to 60 months.
Personal Loans from HDFC Bank can be easily achieved through https://www.yourloanadvisors.com
We provide doorstep delivery of personal loans to all applicants of Greater NOIDA; our services are prompt & efficient, we do not have any charges.
CIBIL CHECK FOR A PERSONAL LOAN
A CIBIL Score is not mandatory with all Banks for processing of a Personal loan.
Your CIBIL score reflects a complete history of all credit transactions to date.
A credit score of 720 points & above is considered a satisfactory score for a Personal Loan process.
Always check your CIBIL score before applying for a Loan.
Every time a Bank or NBFC an enquiry for details to CIBIL the score gets reduced by 20 points, so never make indiscriminate Loan applications.
There is always a room for error with CIBIL so in case your record has not been updated correctly; steps can be taken to remedy the same.
Personal Loans can be used for different Purposes
Banks and Non-Banking Financial Companies (NBFC) in India offer personal loans to meet specific purposes or expenses. While a personal loan can serve any purpose and it is not mandatory for you to state the purpose when applying for one, the different loan products simply help make the shopping process lot simpler. For example if you are looking for a personal loan to fund a wedding, researching and comparing wedding loans will prove a great starting point.
End usage of a Personal Loan
Here are some of the common reasons for which personal loans available in India. Some of them may be available at select banks /lenders only. The loan amount, tenure, interest rates, eligibility, fees, penalty and terms and conditions will vary across lenders.
A Personal Loan for the expense of a wedding
A timely loan can help you take care of all major expenses in a planned and organized manner allowing you fully enjoy the special occasion without being bogged down by financial concerns.
A Personal Loan for Home Renovation expenses
With sufficient funds to spruce up your home with latest amenities or address vital/extensive repairs, home renovations /improvements need no longer drain your earnings. Make sure to consolidate your wish list and get a quote from a trusted contractor before applying for this loan.
A Personal Loan for a holiday or travel expenses
Holidaying abroad or at an exotic location is very much affordable with personal loans for holiday travel that help finance your entire trip right from tickets to shopping. Saving up for a dream holiday, though typical, can cause you to lose a lot of precious time. Instead you can opt for a suitable personal loan and spend quality time with loved ones at your favourite destination, without burning a hole in your pocket.
Take a Personal loan to buy Consumer Durables
Electronic appliances form an integral part of Indian homes. From basic television sets to food processors, air conditioners and geysers, consumer durables do make life a tad easier and comfortable. You can now furnish your home without cutting down other expenses or using up savings, by picking an affordable personal loan.
A Personal loan to bear Education costs
Education is a costly affair at present times, but is essential to survive in this competitive setting. Funding your child’s education or even your own higher education with a personal is a wise decision, for it enables you to pursue learning without being worried about the expenses involved in achieving your dream qualifications.
A Personal loan for celebration expenses during festivals
India is a land of festivals. Each festival has its own significance and customary expenses as well. If you are unable to make ends meet this festival season, check out the personal loan offered by few lenders. Small, short-term loans (12 months) with low interest rates are characteristic of this loan, which may prove handy to dole out gifts to your loved ones.
A Personal Loan for Funding to freshers
Did you know that your first salary slip makes you eligible for a personal loan of about 1 – 1.5 Lakh rupees? While it is important that you spend the money responsibly, you can afford to treat your friends and family or rent a studio apartment in your city of work, pick up few sets of formal clothing – just address any immediate expenses comfortably.
Personal loans for medical emergencies and debt consolidation are also available. Top-up loans are also conditionally offered, over and above current personal loans to address additional requirement for money.
DOCUMENTS REQUIRED
Income Documents
Salary Slip for the Last 3 months.
Bank Statement from Salary account for the last 3 months showing 3 salary credits.
Form 16 for the last financial year.
Pan card copy.
KYC Documents
Photo Identification proof.(Passport/Driving Licence/Voter I.D./Adhaar Card/Ration Card)
Current Address Proof.(Bank Statement, Utility Bill, Rent Agreement)
Company I.D.
FAQ’S FOR A PERSONAL LOAN
A Personal loan is easily achievable & is the best method to secure funds by salaried individuals for immediate requirements.
The total time taken to get an approval for a Personal Loan is 48 hours to 72 hours .post approval the funds are transferred by ECS to the applicant’s Bank account.
If the ECS bounces the applicant should ask for it to be represented & maintain the balance required for clearance of the same. An applicant can pay the pending dues by cheque from an alternate account but the ECS bounce status will remain in the repayment record.
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SOME HDFC BANK BRANCHES IN GREATER NOIDA FOR PERSONAL LOAN
| Bank | Branch | IFSC Code | Branch Address |
|---|---|---|---|
| HDFC Bank | Anand Vihar | HDFC0001668 | A-38 ANAND VIHAR, NEW DELHI, DELHI 110092 |
| HDFC Bank | KG Marg | HDFC0000003 | 209 – 214, KAILASH BUILDING, 26, KASTURBA GANDHI MARG, NEW DELHI DELHI 110001 |
| HDFC Bank | Vasant Vihar | HDFC0000011 | D-1, SHOPPING CENTRE NO 2, VASANT VIHAR, NEW DELHI, DELHI 110057 |
| HDFC Bank | ORN Market | HDFC0000026 | 13-B PUSA ROAD, BAZAR MARG,OLD RAJINDER NAGAR, NEW DELHI, DELHI 110060 |
| HDFC Bank | Greater Kailash 2 | HDFC0000027 | M-44, GREATER KAILASH-II MARKET,NEW DELHI, DELHI 110048 |
| HDFC Bank | Safdarjang Market | HDFC0000032 | C-5 SAFDARJUNG DEVELOPMENT AREA COMMERCIAL COMPLEX, NEW DELHI, DELHI 110016 |
| HDFC Bank | Saket Branch | HDFC0000043 | E – 143,SAKET, NEW DELHI, DELHI 110017 |
| HDFC Bank | Anand Niketan | HDFC0000336 | C-17, ANAND NIKETAN, NEW DELHI, DELHI 110021 |
| HDFC Bank | New Friends Colony | HDFC0000089 | D 965 NEW FRIENDS COLONY, OPP.MATA KA MANDIR, NEW DELHI, DELHI 110065 |
| HDFC Bank | Punjabi Bagh | HDFC0000091 | 27, WEST AVENUE ROAD,WEST PUNJABI BAGH,NEW DELHI, DELHI 110026 |
| HDFC Bank | Greater Kailash 1 | HDFC0000092 | 5-65, GREATER KAILASH – 1, NEW DELHI, DELHI 110048 |
| HDFC Bank | Vikash Marg | HDFC0000120 | GF 01,02 03, LAXMI DEEP BUILDING, LAXMI NAGAR DIST CENTRE, VIKAS MARG, NEW DELHI, DELHI 110092 |
| HDFC Bank | Janakpuri | HDFC0000129 | PLOT NO. 28, BLOCK B, COMMUNITY CENTRE, JANAKPURI, NEW DELHI, DELHI 110058 |
| HDFC Bank | Palam | HDFC0000132 | D-5, MAHAVIR ENCLAVE, PALAM DABRI ROAD, PALAM, NEW DELHI, DELHI 110045 |
| HDFC Bank | Defence Colony | HDFC0000134 | D-23,DEFENCE COLONY, NEW DELHI, DELHI 110024 |
| HDFC Bank | Gopinath Bazar | HDFC0000139 | 1/72, GOPINATH BAZAR, DELHI CANTONEMENT, NEW DELHI, DELHI 110010 |
| HDFC Bank | East Patel Nagar | HDFC0000144 | 2/10 EAST PATEL NAGAR, NEW DELHI, DELHI 110018 |
| HDFC Bank | Pitampura Community Center | HDFC0000158 | PITAMPURA COMMUNITY CENTRE NN TOWERS PITAMPURA 23-A, NN TOWERS, COMMUNITY CENTRE (NEAR RANI BAGH) ROAD NO 44, PITAMPURA NEW DELHI 110034 |
| HDFC Bank | Vivek Vihar | HDFC0000193 | B – 5, ASHOKA NIKETAN MAIN ROAD, NEAR VIVEK VIHAR, NEW DELHI, DELHI 110092 |
| HDFC Bank | Chandni Chowk | HDFC0000217 | 536 MAHALAXMI BUILDING, CHANDNI CHOWK, NEW DELHI, DELHI 110006 |
| HDFC Bank | Gujranwala Town | HDFC0000247 | B-10, GUJRANWALA TOWN PART IRING ROAD, NEW DELHI, DELHI 110009 |
| HDFC Bank | Panchsheel Park | HDFC0000248 | S-355, PANCHSHEEL PARK, NEW DELHI, DELHI, 110017 |
| HDFC Bank | Dwarka | HDFC0000249 | AGGARWAL CENTRAL PLAZA, PLOT NO 11, SECTOR 5 DWARKA, NEW DELHI, DELHI 110075 |
| HDFC Bank | Kalkaji | HDFC0000271 | CC 31, KALKAJI, NEW DELHI, DELHI 110019 |
| HDFC Bank | Rohini | HDFC0000272 | RG COMPLEX, PLOT NO 4, DDA COMMUNITY CENTER, SECTOR IX, ROHINI, NEW DELHI, DELHI 110085 |
| HDFC Bank | Vasant Kunj | HDFC0000273 | SITE NO 2, OCF POCKET, SECTOR C, VASANT KUNJ, NEW DELHI, DELHI 110070 |
| HDFC Bank | Rohini | HDFC0000272 | RG COMPLEX, PLOT NO 4, DDA COMMUNITY CENTER, SECTOR IX, ROHINI, NEW DELHI, DELHI 110085 |
| HDFC Bank | Ashok Vihar | HDFC0000287 | B-3/2, ASHOK VIHAR PHASE-II, NEW DELHI, DELHI 110052 |
| HDFC Bank | Rajouri Garden | HDFC0000292 | J-12/21, RAJOURI GARDEN, NEW DELHI, DELHI 110027 |
| HDFC Bank | Mayur Vihar | HDFC0000293 | 10-LSC,B-BLOCK, MAYUR VIHAR PHASE-II, NEW DELHI, DELHI 110091 |
| HDFC Bank | Lajpat Nagar | HDFC0000294 | A-9,RING ROAD, LAJPAT NAGAR IV, NEW DELHI, DELHI 110024 |
| HDFC Bank | Connaught Palace | HDFC0000313 | H-69, OUTER CIRCLE, CONNAUGHT CIRCUS, NEW DELHI, DELHI 110001 |
| HDFC Bank | Darya Ganj | HDFC0000314 | 4686-92, 21-AANSARI ROAD, DARYAGANJ, NEW DELHI, DELHI 110002 |
| HDFC Bank | South Extention | HDFC0000319 | D-9, SOUTH EXTENSION, PART II NEW DELHI, DELHI 110049 |
| HDFC Bank | Vikash Puri | HDFC0000328 | D-117, VIKAS PURI, NEW DELHI, DELHI 110018 |
| HDFC Bank | Vashundhra | HDFC0000329 | MANAV ASHRAY BLDG, 11 SERVICE CENTRE OPP DDA SPORTS COMPLEX, VASUNDHARA ENCLAVE, NEW DELHI, DELHI-110096 |
| HDFC Bank | Kashmiri Gate | HDFC0000330 | NO 3909-3912, HAMILTON ROAD, MORI GATE, KASHMIRI GATE, NEW DELHI, DELHI 110006 |
| HDFC Bank | Shalimar Bagh | HDFC0000331 | BN-11, SHALIMAR BAGH, NEW DELHI, DELHI 110088 |
| HDFC Bank | Okla Industrial Area | HDFC0000337 | PLOT NO 4, CAPITAL TRUST HOUSE II, MAA ANANDAMAYI MARG, OKHLA IND AREA PHASE II, NEW DELHI, DELHI 110020 |
| HDFC Bank | Bamnoli Village | HDFC0000338 | NO 548/2, BAMNOLI VILLAGE, NEAR DWARKA, SECTOR 28, NEW DELHI, DELHI 110045 |
| HDFC Bank | Roop Nagar | HDFC0000339 | 4/8, MAIN ROAD, ROOP NAGAR, NEW DELHI, DELHI 110007 |
| HDFC Bank | Kirti Nagar | HDFC0000363 | F-38, KIRTI NAGAR, NEW DELHI, DELHI 110015 |
| HDFC Bank | Adarsh Nagar | HDFC0000391 | A-4, PANCHWATI, ADARSH NAGAR, DELHI 110033 |
| HDFC Bank | Pitampura CD Block | HDFC0000392 | PLOT NO 6, LOCAL SHOPPING CENTRE,CD BLOCK, PITAMPURA, NEW DELHI, DELHI 110034 |
| HDFC Bank | Rohini Sector 11 | HDFC0000393 | BLOCK NO .5, SECTOR 11, ROHINI, DELHI 110085 |
| HDFC Bank | Yamuna Vihar | HDFC0000395 | C-1/14 A,YAMUNA VIHAR, DELHI 110053 |
| HDFC Bank | Karol Bagh | HDFC0000439 | NO-2212,GALI NO 64-65,J BLOCK, NAIWALA, GURUDWARA ROAD, KAROL BAGH, NEW DELHI, DELHI 110005 |
| HDFC Bank | Naraina | HDFC0000440 | CC-31, COMMERCIAL COMPLEX, NARAINA IND AREA, PHASE I, NEW DELHI, DELHI 110028 |