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Personal Loan in Ghaziabadadmin2023-11-07T05:05:49+00:00
Personal Loan in Ghaziabad
Make the most of Personal Loan in Ghaziabad
Personal or unsecured loans have proven to be the best and timely help for people who need to meet urgent finance requirements. These loans are sanctioned by banks and non-banking financial institutions.
Personal loan meets multiple financial requirements of people. It may be urgent funds needed for a luxury wedding, going abroad for higher studies, getting home or office renovated, planning an exotic vacation and a lot more. Getting funds in time without pledging any collateral or security help people fulfil their dreams.
Your Loan Advisors is one of the prominent companies that help people avail quick and hassle-free personal loan in Ghaziabad. As soon as an urgent requirement comes up, they can reach out to the representatives of the company and seek their help to initiate loan formalities. Our experts also help borrowers with filing documents. As soon as the eligibility criteria of the borrowers is checked and verified, the loan process begins. The loan amount gets transferred to the borrowers account in no time. Moreover, the company also help people by fixing their monthly installments on the basis of their repaying capabilities. Thus, it is not too heavy on the pocket and loan repayment no longer remains a challenge.
Personal Loan Interest Rate In Ghaziabad
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Ghaziabad
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Ghaziabad
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Ghaziabad
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | Bldg No, 21, Kaushambi Rd, Ghaziabad, Uttar Pradesh | 201001 |
| Hdfc Bank | VC 1, Sector 1, Vaishali, Ghaziabad, Uttar Pradesh | 201010 |
| Hdfc Bank | 35, Ambedkar Rd, Gandhi Nagar, Kalka Garhi, Naya Ganj, Ghaziabad, Uttar Pradesh | 201001 |
| Hdfc Bank | Krishan Plaza, C6, Sri, Nyay Khand I, Indirapuram, Ghaziabad, Uttar Pradesh | 201014 |
| Icici bank | Ajnara, Landmark, Sector 4, Vaishali, Ghaziabad, Uttar Pradesh | 201010 |
| Icici bank | Aditya Mega City, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh | 201012 |
| Icici bank | Ambedkar Road, Opposite Nehru Yuva Kendra Ghaziabad, Ghaziabad, Uttar Pradesh | 201001 |
| Icici bank | R- 1/88, Block 5, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh | 201001 |
| Axis bank | Property no 4, Ground Flr and Basement Commercial Block, Sector 14, Kaushambi, Ghaziabad, Uttar Pradesh | 201010 |
| Axis bank | 3, Aditya Mega City, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh | 201010 |
| Axis bank | Shop No. G5 To G7 & LG6, Mahalaxmi Metro Tower, C2,, Sector 4, Vaishali, Ghaziabad, Uttar Pradesh | 201002 |
| Axis bank | Ground Floor, Plot No. ML1, Sector 11, Vasundhara Main Road Kumar Residency Plaza, Ghaziabad, Uttar Pradesh | 201012 |
| kotak bank | Aditya City Center, Kala Pather Rd, Aditya Mega City, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh | 201014 |
| kotak bank | 30 & 31, G.Z.B, Navyug Market, Naya Ganj, Ghaziabad, Uttar Pradesh | 201001 |
| kotak bank | District Centre C-77, RDC, Raj Nagar, Ghaziabad, Uttar Pradesh | 201001 |
| Indiabulls | Mahalaxmi Metro Tower, Sec-4, Market Extension, Vaishali Sector – 6, Vaishali, Ghaziabad, Uttar Pradesh | 201012 |
| Indiabulls | G. FLOOR, UNIT NO.GSR-5, ANSAL PLAZA, OPP. DABUR CHOWK, VAISHALI,, Ghaziabad, Uttar Pradesh | 201010 |
| Indiabulls | C/26, 2nd Floor, RDC, Raj Nagar, Ghaziabad, Uttar Pradesh | 201002 |
| Citibank | Plot No. 9, Shipra Mall Underpass, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh | 201010 |
| Indusind Bank | Dundahera, Ghaziabad, Uttar Pradesh | 201016 |
| Indusind Bank | C-76, District Centre, Raj Nagar, Main Road, Ghaziabad, Ghaziabad, Uttar Pradesh | 201002 |
| Indusind Bank | Gaur City 1, Ghaziabad, Uttar Pradesh | 201009 |
| Indusind Bank | Ground and First Floor, 13C/16 Tamanna Building, Sector 13, Vasundhara, Ghaziabad, Uttar Pradesh | 201012 |