ICICI Bank Emeralde Credit Card – Ultra Premium Benefits
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ICICI Bank Emeralde Credit Card

ICICI BANK EMERALDE CREDIT CARD

AMERICAN EXPRESS CARD
  • Monthly Plan Monthly membership fees of ₹1000/- waived if spends are more than ₹ 100000/- in the previous month.
  • Annual Plan Joining and annual fees of ₹ 12000/- waived if spends exceed 15,00,000/- in the calender year
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Welcome Benefits

  • Dining vouchers for your Birthday worth ₹ 7500/-
  • Gift vounchers of ₹ 5000/- from Da Milano on spend of ₹ 2.00,000 within 60 days of card issue.

Entertainment

  • Offer for buy one get one free ticket on all events at BookMyShow, Movies/Sports/Music.
  • Twice every month for ticket value up to ₹750/- each.

Travel

  • Waiver of cancellation charges on Hotel, Flight, Travel and Movie ticket Bookings.
  • Refund up to ₹ 12,000/- on Two card transactions yearly.
  • Free unlimited WiFi access on all Airports courtesy American Express.

Financial Benifits

  • Reduced foreign mark-ups of 1.5%. Reduced interest of 1.99% and waiver of fee on cash withdrawl from ATM.
  • No late payment charges and Overlimit fees.

Airport Lounge Access

  • Unlimited International and Domestic Airport visits are allowed under Dragonfolk Dreampass Membership.

Spa Sessions

  • Privileges for unlimited spa sessions per calender year at Domestic and International Airports.

Golf Priveleges

  • One complimentary Golf round/lesson on spend of ₹50,000/- maximum of four rounds per month.

Wellness

  • Annual membership is offered at a 50% discount at the prestigious Golds Gym.

Health Assurance

  • Exclusive Discounts at Kaya Skin Clinic, VLCC outlets, Richfeel, and True Fitt and Hill

Fuel Surcharge

  • 1% fuel surcharge waiver on all petrol pumps.

Other Benefits

    Round the clock concierge services.
  • Air accident cover up to 3 Crore
  • Zero lost card liability.

PAYBACK Points

  • 4 PAYBACK Points on spend of ₹100/-, 1 Payback Point per ₹ 100/- on utilities and insurance.

FAQs

What are ICICI Bank Emeralde Credit Card Features?

The ICICI Emeralde Credit Card is a premium offering designed for high-income individuals. The credit limit provided to premium customers is ₹ four lakhs and above for the Emeralde ICICI Credit Card.

What are the Essential Eligibility Requirements for the ICICI Bank Emeralde Credit Card?

For salaried individuals, a minimum monthly income of ₹ 2 Lakhs is required. Self-employed applicants must file an Income Tax return of ₹ 15 lakhs or more. To apply for an ICICI Bank Emeralde Credit Card, you must fulfil the essential criteria, including a CIBIL Score of 750 points.

Can an Existing ICICI Credit Card be Upgraded to Apply for ICICI Bank Emeralde Credit Card Now?

To upgrade your existing ICICI Bank Credit Card to the privileges of the Emeralde Credit Card, the current limit should be ₹ 3 Lakhs. To Apply ICICI Bank Emeralde Credit Card, you must fulfil the essential criteria, including a CIBIL Score of 750 points.

What are the Significant ICICI Bank Emeralde Credit Card Benefits?

ICICI Bank Emeralde Card provides incomparable privileges significant Emeralde Credit Card benefits are as follows:

  • Free visits to International and domestic lounges at all airports.
  • Unlimited Wi-Fi usage is allowed at all airports.
  • Complimentary Golf lessons.
  • Discounted movie tickets
  • Reward points and cashback are offered on all transactions using the Emeralde credit card.
  • Emeralde credit card holders are allowed a waiver of cancellation charges on all travel and hotel bookings done via the card.

What are the Annual Fees Associated with the Emeralde Credit Card ICICI Bank?

A joining fee and annual fees of ₹12000/- are chargeable and waived if the cardholder swipes the card for 150,000/- or more in the anniversary year.

What are ICICI Bank Emeralde Credit Card Features?

The ICICI Emeralde Credit Card is a premium offering designed for high-income individuals. The credit limit provided to premium customers is ₹ four lakhs and above for the Emeralde ICICI Credit Card.

What are the Essential ICICI Emeralde Credit Card Eligibility Requirements?

For salaried individuals, a minimum monthly income of ₹ 2 Lakhs is required. Self-employed applicants must file an Income Tax return of ₹ 15 Lakhs or more.

Can an Existing ICICI Credit Card be Upgraded to Apply for ICICI Bank Emeralde Credit Card Now?

To upgrade your existing ICICI Bank Sapphiro Credit Card to the privileges of the Emeralde Credit Card, the current limit should be ₹ 3 Lakhs. To Apply for an ICICI Bank Emeralde Credit Card, you must fulfil the essential criteria, including a CIBIL Score of 750 points.

What are the ICICI Bank Emeralde Credit Card Benefits?

ICICI Bank Emeralde Card provides incomparable privileges significant benefits are as follows:

  • Free visits to International and domestic lounges at all airports.
  • Unlimited Wi-Fi usage is allowed at all airports.
  • Complimentary Golf lessons.
  • Discounted movie tickets.
  • Reward points and cashback are offered on all transactions using the Emeralde credit card.
  • Emeralde credit card holders are allowed a waiver of cancellation charges on all travel and hotel bookings done via the card.

What are the Charges Associated with the Emeralde Credit Card ICICI Bank?

A joining fee and annual fees of ₹12000/- are chargeable and waived if the cardholder swipes the card for 150,000/- or more in the anniversary year.

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    Neeraj Kumar profile picture
    Neeraj Kumar
    09:26 11 May 26
    Thanks to your loan advisors team I got personal loan with any hassle My name is Neeraj Kumar Gundu i am a seafarer working as a 3rd Engineer for seaspan shipping company
    Loan advisors is the one of the best company per all loan processes like personal loans and home loans for merchant Navy employees I highly recommend it to all merchant nany employees to use their personalized services
    ng srinivasan profile picture
    ng srinivasan
    09:15 21 Apr 26
    Yourloanadvisor services I have been using for last 5 years helping me out in various loan procurement whether it’s personal , home or Auto loans. Mr. Eshwar had been helpful at all times and keeps us informed at each step of the loan process. He takes quotes from different banks and provides the best option that will works out.
    Mayank Sharma profile picture
    Mayank Sharma
    11:13 11 Apr 26
    Your loan advisor is a very good company . Eswar Rao was very helpful and supportive for entire process
    Paramjit Singh profile picture
    Paramjit Singh
    13:34 09 Apr 26
    The loan advisors are very efficient and professional. They are very positive and customer friendly!! Highly recommended!!!
    Ravi Rawat profile picture
    Ravi Rawat
    04:14 22 Mar 26
    Dear your loan advisors team, It has been wonderfull and smooth experience with you. You have helped me getting loan without any hassle with minimum documentation and minimum processing time. Thanks for your support.👍👍
    Brij Nath maurya profile picture
    Brij Nath maurya
    09:00 20 Jan 26
    Great platform for loan , our loan rejected many bank but they provide loan and all team behavior very good 👍
    Shibli K.P profile picture
    Shibli K.P
    05:30 15 Jan 26
    Fast and professional loan service by Loan Advisor. Everything was handled efficiently. Highly recommended!
    Neeraj Sharma profile picture
    Neeraj Sharma
    04:51 14 Nov 25
    Very supportive and responsible 👍
    I contacted for my Home Loan Transfer and it was done within the time frame and process was very smooth 👌
    Mr. Eswararao and Priyanka who helped in getting the PL. They did a nice job. I like their promptness/speed and patience while processing the loan.
    rajdeep singh profile picture
    rajdeep singh
    13:29 08 Aug 25
    Wonderful experience with the Loan Advisors.
    They fully understood my requirement and suggested me the right Banks to carry forward my application.
    Helped me with the documentation process which made my life easy.
    The best thing is that they themselves kept me updating with the process helping me inbetween with right suggestions.
    With their support I could procure the desired loan with minimum ROI and minimum processing fee.
    Overall a satiating experience
    Jagdish Kumar profile picture
    Jagdish Kumar
    10:32 17 May 25
    Your loan advisors company
    Kshitij jain profile picture
    Kshitij jain
    07:33 17 May 25
    Extremely professional, polite and helpful. Gives personal attention to every case and make sure they help provide the best deal from the best institution.

    Commendable service!
    Ranjan Jha profile picture
    Ranjan Jha
    07:50 12 May 25
    Great service by team
    Dataram Pal profile picture
    Dataram Pal
    07:19 30 Jan 25
    I took the loan from (HDFC BANK)
    and my process was very easy and fast. The bank employees were very helpful and explained all the details clearly. I am very satisfied with the service and would advise others to take it too."
    Hari Prasad N profile picture
    Hari Prasad N
    06:06 14 Jan 25
    Quick disbursal and seem less process