CIBIL & YOU- THE RELEVANCE OF A CIBIL SCORE
As the saying goes” Money maketh a Man” it is by viewing the CIBIL history of an applicant that puts forth the complete financial history.The CIBIL score is the rating or scoring given to an [...]
Understanding The Cibil -What Is a Cibil Score
The CIBIL score is the rating given to individual on the basis of the performance of the various credit lines used by the customer; a good credit score will enable the applicant to get easily [...]
Which loans should you pay off first?
ArthaYantra.com | Last Updated: July 16, 2013 14:10 (IST) Loans are important part of modern day personal finance. Most of us rely on loans for funding our higher education, new car or home etc. [...]
Know About Cibil
My loan has been rejected because of the defaults reported against my name in CIBIL records. How do I remove my name from the CIBIL's defaulters list? CIBIL doesn’t maintain a defaulters list. We maintain [...]
Five ways to come out of a loan trap
Vineet Jain Consequently, a third loan is taken from the market which is used to pay the second loan and so on. Feeling trapped in the vicious circle of borrowing and repayment? Cannot [...]
CIBIL SCORE: ALL YOU NEED TO KNOW
The Credit Information Bureau (India) Limited is India’s first Credit Information Company (CIC) founded in August 2000. CIBIL collects and maintains records of an individual’s payments pertaining to loans and credit cards. These records [...]
K.Y.C norms .Importance & guidelines
Know your customer or commonly known K.Y.C is an important procedure which the bank inculcates for smooth functionalities. As the name suggests K.Y.C enables the bank to know and analyze their customer adequately. This [...]
Steps to redeem your credit score.
In an earlier blog we covered extensively about the Credit Information Bureau (India) Limited which collects and maintains records of an individual’s payments pertaining to loans and credit cards. Your loan application is heavily dependent [...]