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This ICICI Bank Company Category List includes the following:
Applicants employed with these companies are preferred applicants for ICICI Bank Credit Cards and personal loans.
The ICICI List of Approved Companies applies to both Credit Cards and Personal Loans, with specific companies included for sourcing Personal Loans.
Companies that are on the caution list of ICICI Bank are:
If your company is not approved per the ICICI Bank Company Category List, the minimum salary transferred to your account needs to be 75k, which is transferred to your salary account.
Several factors govern the spending limit offered for your ICICI Bank Credit Card, including your employer's category in the ICICI Bank Company Category List. Other significant aspects include the monthly income or net salary and the CIBIL history.
The companies on the Approved ICICI Bank List are constantly vetted and assessed for their turnover and performance. A company can be delisted, or the category downgraded if the percentage of employee delinquencies increases, if the company faces losses, or if the demand for the services or products goes down.
Working for any employer featured in the ICICI Bank-approved company list is insufficient if an applicant does not meet the other Eligibility Criteria of ICICI Bank.
When you Apply for a Credit Card or a Personal Loan, your Company details and CIBIL Score are rechecked.
To confirm your company figures are in the ICICI Bank Company Category List, visit www.yourloanadvisors.com.
Do confirm if your company is included in the Company Category List before Applying for a Credit Card or a Personal Loan, as a CIBIL inquiry will downgrade your score each time you apply for credit.
The ICICI Bank company category list is divided into four tiers: Elite, Super Prime, Preferred, and Prime. Elite companies are ranked highest, while Prime companies are eligible for sourcing but may have stricter criteria.
Yes, both your net income and your employer’s company category play a major role in determining the amount of personal loan you are eligible for. Higher category companies typically allow for higher loan amounts and better terms.
Having a salary account with ICICI Bank does not guarantee that your company is listed in the approved company category list. However, your application may be positively considered due to your existing banking relationship with ICICI.
