Banks In Our Network
Personal Loans in Andhra Pradeshadmin2023-10-23T05:57:45+00:00
Personal Loan in Andhra Pradesh
Personal Loan in Andhra Pradesh Approval Made Easier
A rainy-day fund, personal loan is borrowed from a lender with a set repayment term. It is an unsecured loan, meaning there is no need to put up a collateral. The loan is disbursed by peer-to-peer lenders and banks.
Personal loans are usually taken by borrowers to meet their urgent fund requirements like wedding, medical emergencies, moving expenses, vacation expenses, home renovation, education and more. Many borrowers take this loan to consolidate their debt at a better rate of interest.
Your Loan Advisors is a leading company that meets quick need for a personal loan in Andhra Pradesh. Borrowing from this company ensures availing the best terms and conditions and paying the lowest amount over the loan life. The borrower needs to meet eligibility requirements of the loan which is his age, occupation, income, credit history and his capacity to repay loans. Your Loan Advisors ensure minimal documentation and a fast-paced approval process. If the borrower has met eligibility requirements, the loan amount disbursal hardly takes more than a few needs while serving its purpose of meeting urgent fund requirements. Availing this loan at the best terms make it easier for the borrower to repay his loan amount in stipulated time.
Personal Loan Interest Rate In Andhra Pradesh
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Andhra Pradesh
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Andhra Pradesh
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Andhra Pradesh
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc bank | Door No 7/1/64 & 65, Ground Floor Blk No 35, Beach Road, Chinawaltair, Visakhapatnam, Andhra Pradesh | 530017 |
| Hdfc bank | 48/14/9, 1st Flr, Potluri Castle, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh | 530016 |
| Hdfc bank | 45, 40/42, Main Rd, Akkayyapalem, Visakhapatnam, Andhra Pradesh | 530016 |
| Hdfc bank | 6/1/69C, KT Rd, Tirupati, Andhra Pradesh | 517501 |
| Icici bank | Aditi Crystal, Door No.23/1462, Dandayudhapuram, Nellore, Andhra Pradesh | 524003 |
| Icici bank | PMG Complex, 5-82-2, Lakshmipuram Main Road, Guntur, Andhra Pradesh | 522002 |
| Icici bank | Murali Chambers, 40-1-127,128&129, MG Rd, Vijayawada, Andhra Pradesh | 520010 |
| Icici bank | 10-88, Above Vara Sanjeevini Hospital, Beside Venkataramana Theater, Kaikaluru, Andhra Pradesh | 521333 |
| Axis bank | Door No 25, 417/C2, RS Road, Saleem Nagar, Srinivasa Nagar, Kurnool, Andhra Pradesh | 518501 |
| Axis bank | D.NO.2-16-5/1 AND 2, JUBILEE ROAD, Tadepalligudem, Andhra Pradesh | 534001 |
| Axis bank | Door No 37, Opposite LIC of India, 1406/10, Trunk Rd, Bhagyanagar, Ongole, Andhra Pradesh | 523001 |
| Axis bank | S No 232/1, Aalamuru, Andhra Pradesh | 533233 |
| kotak bank | Sampath Vinayaka Temple Rd, CBM Compound, Ram Nagar, Visakhapatnam, Andhra Pradesh | 530002 |
| kotak bank | 1, Ground & Mezzanine Siri Towers 40, 48, MG Rd, Vijayawada, Andhra Pradesh | 520010 |
| kotak bank | ING Visya Bank, 36-8-20, Stadium Rd, Innespeta, Rajahmundry, Andhra Pradesh | 533101 |
| kotak bank | 6-3-61, P.B.No.226, Opp Hotel Geetha Regency 4th Line, Andhra Pradesh | 522002 |
| Indusind Bank | D. No. 2-787/788/789, 1st Floor Sai Ram Towers, Sri Hari Rao St, Kadapa, Andhra Pradesh | 516001 |
| Indusind Bank | D. No. 20-114 Naidu Buildings, Naidu Bldg, Road, Chittoor, Andhra Pradesh | 517001 |
| Indusind Bank | Chittoor, NH-5, Tirupati Naidupet Road, Srikalahasti, Srikalahasti, Andhra Pradesh | 517644 |
| Indusind Bank | D. No. 6-9-17 Ratna Deepika Plaza, 9th Ln, Arundelpet, Guntur, Andhra Pradesh | 522002 |
| Standard Chartered Bank | Grd Floor, Meghana Mansion, 24/25 Gandhi Road,, Proddatur, Andhra Pradesh | 516360 |
| Fullerton | Gandhi Nagar, Kurnool, Andhra Pradesh | 518001 |
| Fullerton | D. No 47-11-5, First Floor, Mohan Arcade, 1st Ln, Dondaparthy, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh | 530016 |
| Yes Bank | No 75/6/25, Ground Floor Prakash Nagar Opposite Apex Hospital, Andhra Pradesh | 533103 |
| Yes Bank | 8/10/63, Sri Balaji International Hotel, Railway Station Rd, Vizianagaram, Andhra Pradesh | 535003 |
| Yes Bank | Door No 40/1/59, Kranti Arcade MG Road Near Benz Circle 13//20/3 0 19At Village Karari Tehsil Adampur-144301, Vijayawada, Andhra Pradesh | 520010 |
| Yes Bank | D No 58/7/32, GF, Satya Akarsha TS No 25, Lakshmipuram Main Road, Guntur, Andhra Pradesh | 522007 |