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personal loan in lucknowadmin2022-09-24T06:20:56+00:00
Personal Loan in Lucknow
Go For Personal Loan in Lucknow to meet your urgent fund requirements
Personal loans are the best unsecured loans that can be availed to meet urgent financial needs without pledging collateral or property. Many people look for this loan as the best way to handle urgent financial crunch situation.
Personal Loans, as the name suggests are used to fulfil personal needs which may be to plan a grand wedding, or vacation plans to a gorgeous destination, go for higher studies, meet sudden medical expenses and more. Now it has become easier to pursue a dream of renovating home as per latest styles with personal loans helping you to manage expenses.
Your Loan Advisors is a renowned company that has been helping discerning borrowers to avail quick personal loan in Lucknow. The company is known for hassle-free disbursal of loans in minimum time. They offer flexible loan repayment options which makes it an easier and convenient option for the borrowers. The installments are decided as per monthly salary of the borrower and his ability to repay loan on the monthly basis. Your Loan Advisors help by processing the loan at the best interest rates. The loan terms and conditions are best in the industry. Moreover, the experts are always there to guide the borrowers.
Personal Loan Interest Rate In Lucknow
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Lucknow
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Lucknow
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Lucknow
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | 31, 31, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh | 226001 |
| Hdfc Bank | Ground Tekari Chambers, Ashok Marg, Lucknow, Uttar Pradesh | 226001 |
| Hdfc Bank | UGF, Shekhupura Yojna PN CP 4, Kursi Rd, Vikas Nagar, Lucknow, Uttar Pradesh | 226022 |
| Hdfc Bank | A 849, Sector I, Sector 1, Ashiyana, Lucknow, Uttar Pradesh | 226012 |
| Icici bank | Shalimar Tower, Mahatma Gandhi Marg, Sushanpura, Nagar Nigam Market, Hazratganj, Lucknow, Uttar Pradesh | 226001 |
| Icici bank | Tedhi Pulia Ring Rd, Sector 25, Sector 21, Indira Nagar, Lucknow, Uttar Pradesh | 226016 |
| Icici bank | Aarohi Complex, Aliganj Mahabirji Mandir Marg, Kapoorthla, Sector-A, Sector L, Chandralok, Lucknow, Uttar Pradesh | 226024 |
| Axis bank | 1/1A, Quila Rd, Ratan Khand, Rajni Khand, Sharda Nagar, Lucknow, Uttar Pradesh | 226012 |
| Axis bank | 30L, 1st Floor, Pragati Kendra Block No 3, Kapoorthala Road, Aliganj, Lucknow, Uttar Pradesh | 226020 |
| Axis bank | Khasra No 146, Ground & LG Floor, Faizabad Rd, Indira Nagar, Lucknow, Uttar Pradesh | 226016 |
| Axis bank | Kharsa No 826/2 SA, 827/3 Sneh Nagar, Kanausi, Alambagh, Lucknow, Uttar Pradesh | 226005 |
| kotak bank | 3, Shahnajaf Road,Speed Building,Lucknowuttar Pradesh – 226 001, Lucknow, Uttar Pradesh | 226001 |
| kotak bank | 4/34, Vivek Khand, Gomti Nagar, Lucknow, Uttar Pradesh | 226002 |
| kotak bank | Lekhraj Khazana, 4/D1, Faizabad Rd, Sector 4, Indira Nagar, Lucknow, Uttar Pradesh | 226016 |
| kotak bank | 40, Kapoorthala Road, Ram Sanehi Ghat, Chandralok, Lucknow, Uttar Pradesh | 226024 |
| Indiabulls | Plot No-1, 36/15 Kha, Opp. Rohit Bhawan, Sapru Marg, Hazratganj, Lucknow, Uttar Pradesh | 226001 |
| Indiabulls | 13-14, Ground Floor, Saran Chamber -II, Park Road, Park Road, Opposite Civil Hospital, Hazratganj, Lucknow, Uttar Pradesh | 226001 |
| Citibank | 17/1, Ground Floor, Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh | 226001 |
| Indusind Bank | IndusInd Bank Ltd, 1/90, Ground Floor, near Patrakarpuram Crossing,, Vinay Khand 3, Gomti Nagar, Lucknow, Uttar Pradesh | 226010 |
| Indusind Bank | Jeevan Bhawan-11, Nawal Kishore Rd, Nagar Shaka, Hazratganj, Lucknow, Uttar Pradesh | 226001 |
| Indusind Bank | 281/116 Mill Road , Mavaiya Chauraha, Lucknow-226004, Lucknow, Uttar Pradesh | 226004 |
| Indusind Bank | Ground Floor, 56/1, Madhuban Hotel Building,Hewett Road, Shivaji Marg,Aminabad, Lucknow, Uttar Pradesh | 226018 |