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Personal Loan in Kanpuradmin2022-09-24T06:12:03+00:00
Personal Loan in Kanpur
Enjoy unmatched Benefits of Personal Loan in Kanpur
Personal loan is a loan that is disbursed by banks or non-banking financial institutions. These are unsecured loan requiring no security or collateral.
Personal loan is usually sought by people when they need to meet urgent fund requirements. These requirements may be travel, renovation, marriage, education, debt consolidation, cash flow improvement, and more. The major feature of this loan is that it is instantly available which makes it perfect for those who have urgent requirements.
Your Loan Advisors understand the significance of taking a personal loan in Kanpur. It is undoubtedly an important decision for the borrowers. We have carefully and thoughtfully designed personal loan package for you which comes with unmatched benefits and multiple features. To begin with, the process of applying for loan is very easy and hassle-free. It requires minimal documentation. Within a short time, borrowers can check their eligibility and once found to be eligible, immediately apply online for the loan. The funds reflect in their account in no time. Quick loan approval and disbursal ensures that urgent fund needs are met. The simplified process of applying for a personal loan in Kanpur has made it easier for many people to avail this facility and enjoy its amazing benefits.
Personal Loan Interest Rate In Kanpur
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
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Personal Loan Eligibility Criteria in Kanpur
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Kanpur
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Kanpur
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | 124/248, C Blk, Near Chawla Market, Govind Nagar, Kanpur, Uttar Pradesh | 208006 |
| Hdfc Bank | C1, Awas Vikas, Kalyanpur, Kanpur Nagar, Uttar Pradesh | 208017 |
| Hdfc Bank | 26/71, Birhana Rd, Karachi Khana, General Ganj, Kanpur, Uttar Pradesh | 208002 |
| Hdfc Bank | 110/189, Hotel Kesar Palace Bldg, GT Rd, RK Nagar, Kanpur, Uttar Pradesh | 208002 |
| Icici bank | The Mall, J S Towers, Kanpur, Uttar Pradesh | 208001 |
| Icici bank | Gt Road, Ashok Nagar, Kanpur, Uttar Pradesh | 208012 |
| Icici bank | 133/130, M Block, Kidwai Nagar, Kanpur, Uttar Pradesh | 208011 |
| Icici bank | Swaroop Nagar, Building No. 113 – 171, Kanpur, Uttar Pradesh | 208002 |
| Axis bank | Ground Floor, Block H.N.S 122/709, Paras Bhavan, Mariampur Road, Scheme-D, Shastri Nagar, Kanpur, Uttar Pradesh | 208005 |
| Axis bank | Gurudev Palace, 117/52Q, Indra Rd, New Sharda Nagar, Sharda Nagar, Kanpur, Uttar Pradesh | 208002 |
| Axis bank | 283B, Canal Road, Near Globus, Kanpur, Uttar Pradesh | 208001 |
| Axis bank | Nirala nagar, Juhi Kalan, Juhi, Kanpur, Uttar Pradesh | 208006 |
| kotak bank | Meghdoot Building, ING Vysya Bank (now Kotak), 17/3-B, Mall Rd, Kanpur, Uttar Pradesh | 208001 |
| kotak bank | Ground & First Floor 124/249C C Block, Govind Nagar Rd, Govind Nagar, Kanpur, Uttar Pradesh | 208006 |
| kotak bank | house no.113/138, Gutaiya Scheme No. VII, Block C, Swaroop Nagar, Kanpur, Uttar Pradesh | 208002 |
| kotak bank | 80ft Road, 80 Feet Road 111/432, Ashok Nagar, Kanpur, Uttar Pradesh | 208001 |
| Indiabulls | NEAR, U.G.F. 17, 14, The Mall Rd, Phool Bagh, Kanpur, Uttar Pradesh | 208001 |
| Indiabulls | 1ST FLOOR, H. NO 210, SAFIPUR, NEAR RAMA DEVI Chauraha GT ROAD,, Kanpur, Uttar Pradesh | 208007 |
| Indiabulls | Krishna Towers, Cabin No. 305, Third Floor, Premises No. 15/63, Civil Lines, Kanpur, Uttar Pradesh | 208001 |
| Indusind Bank | 113/120, Swaroop Nagar, Opposite Moti Jheel Gate, Kanpur, Uttar Pradesh | 208002 |
| Indusind Bank | 22/37, Canal Rd, Ghantaghar, Phool Bagh, Civil Lines, Kanpur, Uttar Pradesh | 208001 |
| Indusind Bank | 67, Jajmau Overpass, Jajmau Colony, J K Puri, Kanpur, Uttar Pradesh | 208010 |
| Indusind Bank | Upper Ground Floor, Yojana-2 House No 127W-178422, Juhi Kalan, Nr Saidham Mandir, Saket Nagar, Kanpur, Uttar Pradesh | 208014 |
| Fullerton Bank | 110/188, Jagjit Complex, GT Rd, Gumti No. 5, Ram Krishna Nagar, Harsh Nagar, Kanpur, Uttar Pradesh | 208012 |