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Personal Loan in Jalandharadmin2022-09-24T06:07:24+00:00
Personal Loan in Jalandhar
Handle the uncertainties of life with a personal loan in Jalandhar
Personal Loan is an unsecured loan available without a collateral or a security. It is usually availed to meet current financial requirements.
Many people take this loan to meet urgent requirements like medical emergencies, wedding expenses, education expenses, home renovation, or travel plans. This amount can be used in any way as the way it is being spent is not monitored by the lending agency.
We all know that life is full of uncertainties. There can be any contingency requiring immediate funds. Seeking loans from banks is a long-drawn process and may take a lot of time in approval and disbursal. Your Loan Advisors, on the other hand, is a reputed company that ensures quick disbursal of personal loan in Jalandhar. We just check the eligibility of the borrower and if he fulfils the required criteria, the loan application process begins. Our representatives are always there to help you with the application process that involves minimal documentation. As soon as application is submitted, the approval and disbursal process does not take much time. Its instant approval help people who are in dire need of money to meet some emergency expenses. At Your Loan Advisors, these loans are available at the best terms and conditions.
Personal Loan Interest Rate In Jalandhar
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Jalandhar
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Jalandhar
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Jalandhar
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | Dhaliwal Tower, 88, Mahavir Marg, BMC Chowk, Nr, Jalandhar, Punjab | 144001 |
| Hdfc Bank | HDFC Bank LTD, Dhogri Rd, Nurpur, Jalandhar, Punjab | 144012 |
| Hdfc Bank | 5, Cool Road, Mota Singh Nagar, Jalandhar, Punjab | 144001 |
| Hdfc Bank | SCO 8&9, Crystal Plaza, Urban Estate, Garha Rd, Jalandhar, Punjab | 144001 |
| Icici bank | 22- 23, G T Road, Opposite Kings Hotel, Jalandhar, Punjab | 144001 |
| Icici bank | 187 Model Town, Opposite Niku Park, Jalandhar, Punjab | 144001 |
| Icici bank | Syal Chambers, 237, Adarsh Nagar Ground Floor, Jalandhar, Punjab | 144001 |
| Icici bank | Civil Lines, Property no. 140/3, Pacca Bagh, Opposite Nehru Garden School, Jalandhar, Punjab | 144001 |
| Axis bank | Plot No. 7A, Gujral Nagar, Mahavir Marg, Near Doordarshan Centre, Jalandhar, Punjab | 144002 |
| Axis bank | Puda Complex, Opp. Tehsil Complex, Near DC Office, Rajinder Nagar, Jalandhar, Punjab | 144001 |
| Axis bank | Ground Floor And First Floor, 418-R, Model Town Jalandhar, Jalandhar | 144003 |
| Axis bank | OPPOSITE ICICI BANK, Hoshiarpur Rd, Rama Mandi, Jalandhar, Punjab | 144005 |
| kotak bank | Upper Ground Floor, MIDAS Corporate Park Adjoining Sekhon Grand, Namdev Chowk, GT Rd, Jalandhar, Punjab | 144001 |
| Indiabulls | 417L, Model Town Above Kotak Mahindra Bank, Punjab | 144001 |
| Indusind Bank | 701-L, Mall Rd, Abadpura, Model Town, Jalandhar, Punjab 144001, Mall Rd, Abadpura, Model Town, Jalandhar, Punjab | 144001 |
| Indusind Bank | B/1, 823/A, Reru , Tanda Road, Aman Nagar, Jalandhar, Punjab | 144002 |
| Indusind Bank | IndusInd Bank Ltd, #10 R, Jallandha, Mall Rd, Model Town, Jalandhar, Punjab | 144008 |
| Indusind Bank | 10 R, Model Town, Mall Road,, Jalandhar, Punjab | 144001 |
| Fullerton Bank | First floor, SCO 47, Opp. District Courts, Jalandhar, Punjab | 144001 |
| Fullerton Bank | First floor, SCO 47, Opp. District Courts, Jalandhar, Punjab | 144001 |
| Citibank | 36 G.T. Road Near Jaswant Motors Bus Stand Near Jalandhar, Police Line, Jalandhar, Punjab | 144001 |
| Citibank | 36 G.T. Road Near Jaswant Motors Bus Stand Near Jalandhar, Police Line, Jalandhar, Punjab | 144001 |
| Standard Chartered Bank | 34, Grand Trunk Road, Prithvi Nagar, Santokh Pura, Jalandhar, Punjab | 144001 |
| Standard Chartered Bank | Syal Chambers, Adarsh Nagar, Jalandhar, Punjab | 144001 |
| Yes Bank | 688 R Model Town Opposite No Exit, Jalandhar, Punjab | 144003 |
| Yes Bank | PPR Mall, Silver Plaza, SCO 29 to 32, Sodal Road, Jalandhar, Punjab | 144002 |
| Yes Bank | Satnam Complex, BMC Chowk, Jalandhar, Punjab | 144001 |