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Personal Loan in Himachal Pradeshadmin2023-10-23T05:54:50+00:00
Personal Loan in Himachal Pradesh
Meet your Immediate Finance Needs With Personal Loan in Himachal Pradesh
A personal loan is an unsecured loan that is taken by individuals to meet their current financial needs. The loan is repaid in a structured payoff schedule with interest.
Personal Loans are taken to meet sudden, unplanned expenses. It can be taken for wedding expenses, travel expenses, home renovation, education fee, medical emergencies and more. Many borrowers also use the amount from personal loan to consolidate funds.
Your Loan Advisors is a reputed company that help borrowers looking for instant personal loan in Himachal Pradesh at best terms and rate of interest. Seeking this loan is not at all cumbersome and time-consuming these days. As soon as a borrower apply for the loan, he has to fill a form and share supporting documents. The experts at Your Loan Advisors ensure minimum documentation completed in just a matter of a few minutes. Once the eligibility criteria is met like repaying ability, credit history, monthly income, etc., the loan is approved and the funds reflect in the borrowers account in no time. Easy availability and access to personal loan in Himachal Pradesh has helped many discerning borrowers with quick funds helping them to meet their urgent requirements.
Personal Loan Interest Rate In Himachal Pradesh
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Himachal Pradesh
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Himachal Pradesh
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Himachal Pradesh
FullertonSDA Complex, Kasumpti, Shimla, Himachal Pradesh171009
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc bank | BCS Phz 3, Sector 5 Road, Shimla, Himachal Pradesh | 171009 |
| Hdfc bank | HDFC Bank LTD, Arat Bazar, Subathu, Solan, Himachal Pradesh | 173206 |
| Hdfc bank | HDFC Bank LTD, Gumarwin, Bilaspur (hp), Himachal Pradesh | 174021 |
| Hdfc bank | SN 5 Main Chowk, Chotta, Himachal Pradesh | 171002 |
| Icici bank | 18 Ward No 5, Opposite . H. P. O, Hamirpur, Himachal Pradesh | 177001 |
| Icici bank | Seri Bazar Mandi, Opposite Indira Market, Mandi, Himachal Pradesh | 175001 |
| Icici bank | Dharmsala Road Dastak building, Himachal Pradesh | 176001 |
| Icici bank | Plot No 64 – B Main Market, 0, Bilaspur, Himachal Pradesh | 174001 |
| Axis bank | 182/561 & 183/562, Basement & Gr Flr, Una – Hamirpur Rd, Una, Himachal Pradesh | 174303 |
| Axis bank | Showroom No 45 to 47, Fauji Complex, Sai Rd, Himachal Pradesh | 173205 |
| Axis bank | Near Telephone Exchange, Opposite Indira Market, Seri Bazar, Mandi, Himachal Pradesh | 175001 |
| Axis bank | Palampur – Dharamshala Rd, Berachah, Palampur, Himachal Pradesh | 176061 |
| kotak bank | ING Vysya Bank (now Kotak), Besides Modern Dhaba, Nh 22, Kathiala, Dharampur, Himachal Pradesh | 173209 |
| kotak bank | Near Tourism Lift, The Mall, Shimla, Himachal Pradesh | 171001 |
| Indusind Bank | Bell Villa, Below, Scandal Point, The Mall, Shimla, Himachal Pradesh | 171001 |
| Indusind Bank | Kuthiala House, Khewat No 185, Khatauni No 205 Khasra Nos 871,872 and 873, Sanjauli, Shimla, Himachal Pradesh | 171006 |
| Indusind Bank | Dang Complex, Bajoral Khurd, Solan, Himachal Pradesh | 173212 |
| Indusind Bank | Ground Floor, Khasra No. 229, 229/1, VPO Shoghi, Taluk & Dist:, Himachal Pradesh | 171219 |
| Fullerton | Baddi, Himachal Pradesh | 174103 |
| Fullerton | Rajgarh Rd, Solan, Shimla, Himachal Pradesh | 173212 |
| Yes Bank | Khasra No 91/1 & 93/1 Talpura Opposite Govt Poly Tech College, Himachal Pradesh | 176001 |
| Yes Bank | Shop No 70 & 71, Ward No 1 Khasra No 38, Near Sabji Mandi, Una, Himachal Pradesh | 174303 |
| Yes Bank | Shop 2,3 & 4, Ground Floor, MG Plaza, NH 21, Baddi, Himachal Pradesh | 173205 |
| Yes Bank | Plot No 101, Ground Floor, Ward 2, Hadimba Temple Rd, Himachal Pradesh | 175131 |