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Personal Loan in Chandigarhadmin2022-09-24T07:45:17+00:00
Personal Loan in Chandigarh
Enjoy The Benefit of Personal Loan in Chandigarh
A personal loan is a loan that is not secured. It means that there is no need to pledge a property or collateral to get this loan. The loan is offered by the lender on the basis of your qualifiers and credit.
Personal Loan is usually availed to meet current financial needs like medical emergencies, wedding expenses, education purposes, home renovation, vacation plans and more. The loan can be used for any purpose as its use is not monitored by the lender.
If you have any urgent financial need and looking forward to availing personal loan in Chandigarh, visit Your Loan Advisors, your go-to resource for your urgent fund needs. The primary benefit of taking a personal loan from them is that it is available at a low interest rate. Secondly, this loan amount can be used for multiple purposes. Your Loan Advisors make the whole process of applying and disbursal of loan easier and hassle-free than ever. They are always there to help borrowers to follow every step that makes loan disbursal quick. This loan is available at the best terms and conditions and the borrowers can repay the same as per their repaying ability making it easier for them.
Personal Loan Interest Rate In Chandigarh
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
*Yourloanadvisors.com provides services to its esteemed customers free of charge.
Personal Loan Eligibility Criteria in Chandigarh
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| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Chandigarh
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Chandigarh
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | SCO 8, Sector 20D, Sector 20, Chandigarh | 160019 |
| Hdfc Bank | SCO 382 D, Sector 38C, Sector 37, Chandigarh | 160036 |
| Hdfc Bank | SCO 48/49, Sector 47 D, Sector 47, Chandigarh | 160047 |
| Hdfc Bank | SCO 117/118, Sector 43B, Chandigarh | 160042 |
| Icici bank | Sco-127/128, Bridge Market, 17C, Sector 17 C, Chandigarh | 160017 |
| Icici bank | Sector 35C, SCO 485-486, Chandigarh | 160022 |
| Icici bank | SCO 2459-2460, Sector-22 0, Chandigarh | 160022 |
| Icici bank | Showroom No: 34, Sector 26, Madhya Marg, Chandigarh | 160026 |
| Axis bank | Ground Floor And Basement, SCO No. 139, 140, 141 And 142, Madhya Marg, Sector 9C, Chandigarh | 160009 |
| Axis bank | SCO 4142, Madhya Marg, Sector 8C, Chandigarh | 160008 |
| Axis bank | SCO No 1, Sector 16 D, Sector 16, Chandigarh | 160015 |
| Axis bank | SCO No 1006/1007, Ground Floor, 22B, Chandigarh | 160022 |
| kotak bank | S.C.O. 153 -154 -155, Sector 9 – C, Madhya Marg, Chandigarh | 160017 |
| kotak bank | SCO 2, Sector 27D, Sector 27, Chandigarh | 160019 |
| kotak bank | SCO 2477-78, Sector 22C, Chandigarh | 160022 |
| Indiabulls | 1267, Himalaya Marg, 35B, Sector 35, Chandigarh | 160022 |
| Indiabulls | No.337-338, SCO 177, Sector 38C, Sector 35, Chandigarh | 160036 |
| Indiabulls | SPACE NO.106A SITUATED AT FF OF BLOCK B ELANTE OFFICE SUITES, PLOT NO.178-178A, Chandigarh | 160017 |
| Citibank | SCO 4-5, Madhya Marg, Sector 8C, Sector 8, Chandigarh | 160009 |
| Indusind Bank | S.C.O. No. 53 & 54, Madhya Marg, Sector 8C, Chandigarh | 160018 |
| Indusind Bank | S.C.O. No. 359, 360, 35B, Chandigarh | 160035 |
| Indusind Bank | 54Sector, SCO No53, 8-C, Madhya Marg, Chandigarh | 160017 |
| Indusind Bank | Sector 47d, Sco No.95, Chandigarh | 160047 |