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Personal Loan in Allahabadadmin2022-09-24T06:28:21+00:00
Personal Loan in Allahabad
Amazing Features of a Personal Loan in Allahabad
Personal loan or an unsecured loan is a quick disbursal loan which doesn’t require pledging a property or collateral to acquire. It is meant for individuals who need quick fund infusion for their urgent finance needs.
Personal loans are very flexible and can be used for multiple purpose. Whether it is planning a luxury wedding or going abroad for a honeymoon, pursuing higher studies or renovating home or office, this loan meet finance needs for all these and more purposes. Since the use of the loan is not monitored by the lender, the borrower is free to use it for personal uses.
Your Loan Advisors offer one-stop solution for all your personal loan needs. If you are looking for a hassle-free personal loan in Allahabad, do not hesitate to reach out to them. After checking your eligibility, they disburse loan in no time. The loan is processed with minimum documentation. Factors like the person’s age, occupation, salary and his ability to repay loans is considered when deciding monthly installments. It is easier on the pocket and the borrower doesn’t feel pressure of repaying loan quickly. He can also use the loan amount for debt consolidation or for smoothening flow of cash making things easier for him.
Personal Loan Interest Rate In Allahabad
| Loan Provider | Interest Rate | Processing fees | Tenure | Loan Amount |
|---|---|---|---|---|
| Hdfc Bank | 11.49% – 20% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Icici Bank | 11.49% – 20% | 1%-2.5% of loan amount | 12-60 mths | 50k-25 lakhs |
| Axis Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Citibank | 11.75%-20% | 0.25-1% of loan amount | 12-60 mths | 1-25 lakhs |
| Kotak Bank | 11.99% – 22% | 2% of loan amount | 12-60 mths | 50k-15 lakhs |
| Yes Bank | 10.75% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Bajaj Finserv | 13% – 16% | 2% of loan amount | 12-60 mths | 1-25 lakhs |
| Standard Chartered | 11.50% – 18% | 0.5%-2% of loan amount | 12-60 mths | 50k-25 lakhs |
| IDFC Bank | 11.50% – 18% | 0.5%-2.5% of loan amount | 12-60 mths | 50k-30 lakhs |
| Capital First | 12.5% – 22% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
| Fullerton India | 13.5% – 20% | 1% – 3.5% of loan amount | 12-60 mths | 50k-20 lakhs |
| Indusind Bank | 11.99% – 23% | 2% of loan amount | 12-60 mths | 50k-20 lakhs |
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Personal Loan Eligibility Criteria in Allahabad
| Age | 21 Years to 60 Years |
| Educational Qualification | Graduate |
| Income | Above 20 k Per Month |
| Bank Account | Salary Account In a Recognised Bank |
| Work Experience | 12 Months |
| CIBIL Score | 720 and Above |
Documents Required for Personal Loan in Allahabad
KYC Documents
Identity Proof – PAN / Passport / Driver’s License / Voter ID card / Aadhaar card, etc.)
Address Proof– Passport / Aadhaar card / Landlines Telephone Bill / Electricity Bill, Ration Card, etc.)
Aadhar Card Copy.
2 Passport Size photographs.
A/C Statement
Bank statements of the last 6 months
Details of the previous loans and A/c Statement for last 1 year, if any
For Salaried Employees
Form 16 or IT returns – last 2 years
Salary slips for last 3 months
For Self-Employed
Income Tax Returns
Turnover proof/service tax returns
Proof of business continuity
Balance sheet for the last 3 years
Address proof of the work place
Qualification or registration proof required for Self-employed Professionals
List of Bank Branches for apply personal loans in Allahabad
| Bank Name | Address | Pincode |
|---|---|---|
| Hdfc Bank | PN 18A, Sardar Patel Marg, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |
| Hdfc Bank | 46/12 Zaheerul Hasan Rd, Naya, Old Katra, Prayagraj, Uttar Pradesh | 211002 |
| Hdfc Bank | 04/58, Shiv Charan Lal Road, Chowk, Zero Road, Prayagraj, Uttar Pradesh | 211003 |
| Hdfc Bank | 13, Sulem Sarai, Prayagraj, Uttar Pradesh | 211011 |
| Icici bank | Sardar Patel Marg, 56 A And B, Civil Lines, Allahabad, Prayagraj, Uttar Pradesh | 211001 |
| Icici bank | 19-A, Tagore Town, Prayagraj, Uttar Pradesh | 211002 |
| Icici bank | 56, 87, KP Kakkar Rd, Chowk, Zero Road, Prayagraj, Uttar Pradesh | 211003 |
| Axis bank | Muir Rd, Vivek Vihar Colony, Allahabad, Prayagraj, Uttar Pradesh | 211001 |
| Axis bank | No 59, Shiv Charan Lal Road, Mohatsim Ganj, Prayagraj, Uttar Pradesh | 211003 |
| Axis bank | 28-B,CIVIL STATION, M.G.MARG, CIVIL LINES, Prayagraj, Uttar Pradesh | 211001 |
| Axis bank | 5, Shahganj Leader Road, Station Road, Prayagraj, Uttar Pradesh | 211003 |
| kotak bank | 2, Sardar Patel Marg, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |
| kotak bank | 92/99, KP Kakkar Rd, Kotha Parcha, Prayagraj, Uttar Pradesh | 211003 |
| kotak bank | ING Vysya Bank (now Kotak), 17, 27, Lal Bahadur Shastri Marg, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |
| Indiabulls | 1st Floor, LDA Centre, 2, Sardar Patel Marg, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |
| Citibank | Near City Bank ATM, Mahatma Gandhi Marg, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |
| Citibank | 25/51, Mahatma Gandhi Marg, Agnipath Colony, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |
| Indusind Bank | Ganpathy Tower, 56, Sardar Patel Marg, Civil Lines, Prayagraj, Uttar Pradesh | 211001 |